Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified July 10, 2025

Pets Best is the BEST!

"After being with another pet insurance company for 16 years, we switched our 2 dogs to Pet's Best last year. Our process of filing claims, receiving reimbursement, understanding decisions and the value of coverage is exceptional. Making the switch helps us help our pets even more!"

Insurer: Pets Best

Veterinarian: VCA Spring Creek Animal Hospital

By: Stephanie

Useful
July 10, 2025

ENDLESS paperwork request and stalling of payment on claim

ENDLESS requests for revised paperwork since they stall on reviewing your claim and then say they need ‘new’ doctors notes. All this for an allergy shot reimbursement. God forbid I have an actual large bill to review. They will stall for months and most likely deny. I am going back to Lemonade, this is a joke.

Insurer: MetLife

By: Heather

Useful
Verified July 08, 2025

Pets Best is Really The Best!

I purchased a policy as soon as we adopted our puppy at 4 months. The application process and policy options were easy and clear. The explanation for every item eligible for a reimbursement has been clearly communicated. Lastly, the process of submitting a claim has been very easy as well!

Insurer: Pets Best

Veterinarian: Seal Beach Animal Hospital

By: Claire

Useful
Verified July 08, 2025

We love pets best

After 20 plus years of owning dogs we only had one or two issues. We decided it is time to be protected after 2 years our 3 year old mix breed was diagnosed with lymphoma we are able to do treatments since we have insurance. They have been super quick on claims and answering our questions. We also love their 24hr help line and have used it multiple times when we are debating on going to the ER or not. We will never not have insurance and I am recommending pets best to everyone i know

Useful
Verified July 08, 2025

Great service

Pets Best was easy to sign up for, and they made it easy to submit a claim. I appreciated the no-fuss transparency - there were no hidden surprises and everything was concluded within the expected timeframe. When my pet passed away after an illness and I submitted the invoice, they covered the treatment costs at the policy rate, and automatically cancelled my plan and refunded me my pro-rated monthly fees without being asked. I plan on using them again if we adopt another pet in future, and would recommend them to anyone looking for reliable coverage.

Insurer: Pets Best

By: Irma

Useful
Verified July 08, 2025

Pets Best is the best

"My sweet boy, Cooper has been a train wreck from seizures to Chiari Malformation and Syringomyelia, PSOM and now horrible skin issues and antibiotic resistant Staph Infection. He's had multiple MRIs, 2 major surgeries on his brain along with many other tests. I can't thank you enough for helping me cover all these expenses in trying to make my boy better.

Insurer: Pets Best

Veterinarian: Coastal Animal Hospital

By: Heather

Useful
Verified July 07, 2025

Dog owner

This is by far the worst insurance company to ever work with. They make it virtually impossible to file a claim, their website does not allow for uploads, and they will not process claims without. The email link they send doesn't work! They are a scam and a fraud and I would cancel or not apply! All my money was wasted making them rich while I never got reimbursed except 25 dollars the first well exam. After that I've never been able to actually complete and file a claim !

Insurer: Hartville

By: Jason

Useful
Latest 1 comments
Posted: | By: Nancy Danch

THE “WORST” IS PUTTING IT LIGHTLY! Hartville ranks up there with scammers!

Verified July 07, 2025

Breathing easier

Pets Best allowed us to get the necessary test done for our boy. Due to his age and having his first seizure at 7.5 years of age it was assumed he had a brain tumor. After his MRI and blood work we found that he doesn't have a tumor or underlying infection and are very grateful to the doctors and Pets Best.

Useful
Verified July 07, 2025

Claims Paid Quickly

Every claim we have submitted has been processed and paid quickly

Insurer: Pets Best

By: Janay

Useful
July 07, 2025

Pets best is great!

My cat was diagnosed with moderate to advanced heart disease and pets best has been there for it all. They have made the process for filing claims simple and it has really helped during this difficult time. The quick reimbursement helps too since we have had many, many doctor's appointments and medications. They aren't one of the insurance companies you have to fight with to get reimbursed. I've recommended them to a lot of my friends.

Insurer: Pets Best

By: Hannah

Useful

Compare top pet insurance providers plans.