Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
59,035 total
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Great & easy to use!
Love how easy it is to file claims! Luckily I don’t have to use it often but enjoy the peace of mind that’s there if I need it for my boy!
Insurer: Spot
By: Olivia Smith
Customer service is great and claims are paid fast
Customer service is great. So nice not to have to do everything via email or chat. The phone reps pick right up. So easy to submit a claim and get reimbursed. All claims have been paid as outlined in the policy with no issues. I normally get deposit 48-72 hours after I submit my claim. So far they have paid almost $9k this year due to my dog being diagnosed with Lymphoma.
Insurer: Embrace
By: John Morrison
Fast turn around time and ease of…
Fast turn around time and ease of submitting claims.
Insurer: Spot
By: LindaOrleanski
Fairly quick to reimburse & website is…
Fairly quick to reimburse & website is easy to navigate
Insurer: Spot
By: Barry Hans
It takes a VERY long time for the claim…
It takes a VERY long time for the claim to process and get reimbursed back.
Insurer: Pets Best
By: Lyn
Easy to use
This insurance company is easy to submit claims and the reimbursement was on my account within 3 days. So far I am very satisfied with embrace
Insurer: Embrace
By: Bobbie Ross
Highly Recomend!
Have had a great experience with Pumpkin- super fast payment of claims,coverage of things other insurances exclude, overall great experience over the last 5 years of being a customer! Highly recommend!
Insurer: Pumpkin
By: Jennifer
YourMidleading explanation of coverage is…
Your explanation of coverage is misleading. My plan says it covers surgery, and spaying is surgery. I also have a preventative policy. Your website indicates that spaying as preventative, but doesn’t make it clear that the Gold tier doesn’t include spaying. I will be taking my coverage for both my dogs elsewhere.
Insurer: Spot
By: Kathleen Zobel
Total scam
Total scam! Go with a different option. You end up paying MORE using Spot just to have a membership - they cover almost nothing.
Insurer: Spot
By: Mark Daunis
Fast and easy to submit a claim
Fast and easy to submit a claim. Processed within a few days!
Insurer: Spot
By: Ann Hahn