Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified September 15, 2025

Very good customer service

Very good customer service, easy to submit a claim.

Insurer: Pumpkin

By: Candy Carlson

September 15, 2025

10+ year customer, will always have them

i've had healthy paws pet insurance..... for the last 10+ years. they are definitely a premium insurer - but you get what you pay for. physical therapy. cancer treatments. $20,000 surgeries. i send them the invoice, they deposit my reimbursement a couple days later. not even batting an eye. i always recommend them.

Insurer: Healthy Paws

By: Scott

Verified September 15, 2025

Rebecca was polite and knowledgeable…

Rebecca was polite and knowledgeable with everything on helping me choose the best coverage.

Insurer: Prudent Pet

By: kattgmail.com

Verified September 15, 2025

Wellness checks insurance

I talked to Bobby and he was very helpful in answering my questions and helping me decide which policy was best for my pets

Insurer: Prudent Pet

By: Kia

September 15, 2025

Use a different insurer

Spot placed so many barriers to my first claim, I canceled in frustration: 1) calls went to an off-shore answering service that was useless; 2) the claim was commingled with an invoice among my pet’s medical history and that had to be removed by an agent of the company; and 3) the company continued to ask for medical records that were far more clinical than required. Not recommended unless you are willing to put up with confusion and processing delays.

Insurer: Spot

By: Doug Barton

September 15, 2025

Fast reimbursement

My dog had an accident and needed surgery. Healthy Paws was fast with the reimbursement. Nice knowing they covered it. Expensive surgery, long recovery. We were reimbursed within 4 days. I would love if they did direct pay to the vet/hospital. Been with Healthy Paws for 7 years.

Insurer: Healthy Paws

By: WENDY S

September 15, 2025

Rising rates , slowing response time

Have 2 dogs insured. Both take monthly meds. One claim gets paid almost immediately while the other consistently takes up to a month. She’s been on the same med since before she turned 1. She is now 4. Nothing new. At the point the yearly rates are increasing, by next year it will probably be too costly to keep insurance. Will have to weigh it out.

Insurer: Pets Best

By: Susan

Verified September 15, 2025

They are easy to send claims and have…

They are easy to send claims and have them processed. They contact the veterinarian if they have questions.

Insurer: Spot

By: Katherine Davis

Verified September 15, 2025

Healthy Paws pet insurance has been well worth it.

Healthy Paws pet insurance has been a life saver for our pet. Our dog has undergone several outpatient tests and 2 major surgeries. He now requires prescription maintenance. The process to submit claims is easy and payment is timely. The peace of mind pet insurance coverage provides has been well worth it when unexpected illnesses and surgeries arise.

Insurer: Healthy Paws

By: S. Hartman

September 15, 2025

Easy to submit claim

Easy to submit claim

Insurer: Embrace

By: Cherie Logan

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