Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified September 14, 2025

Claim was handled quickly and fairly

My cat Piper had an unknown mishap that left him lame in his right front leg. I took him to the vet, who treated him with several injections. Piper recovered within a few days. Pumpkin paid the claim promptly. I am happy with their service.

Insurer: Pumpkin

By: Douglas

Verified September 14, 2025

Always a good experience

Always a good experience. App works perfectly for submitters. Hear back constantly until review is completed. Work well!!

Insurer: Fetch

By: Harry

Verified September 14, 2025

Easy filing claims.

Easy filing claims.

Insurer: Fetch

By: Ariane

Verified September 14, 2025

My First Claim Experience

I made my first claim this month. Spot’s website was user friendly. I received an acknowledgement email and specific additional information needed. I received another acknowledgment email. A final email the next day stated that the claim was accepted and asked if I preferred a check in the mail or directly into a bank account. Couldn’t be better.

Insurer: Spot

By: Customer

Verified September 14, 2025

You guys paid the claim right away…

You guys paid the claim right away appreciate it thank you

Insurer: Spot

By: Tami Dempsey

Verified September 14, 2025

First time experience with Spot

First time experience with Spot, of filing a claim. It went very smooth, and Spot processed my claim within 4 days of submitting my bills and documents from the vet. So glad I took out insurance on my pet.

Insurer: Spot

By: Patricia

September 14, 2025

I love this insurance so far

I love this insurance so far. They have taken care of both wellness visits for my pup and kitten. The reimbursements were in my bank within days! Thank you for the piece of mind, ASPCA!

Insurer: ASPCA

By: Bonnie

Verified September 14, 2025

Very quick response to claim and very…

Very quick response to claim and very fair outcome. A Great experience overall :)

Insurer: Pumpkin

By: Nick Roman

Verified September 14, 2025

Having Embrace Pet Insurance is a MUST

Having Embrace Pet Insurance is one of the best decisions I’ve ever made. Our fur baby means more to us than words can say. We learned the hard way in tough situations with our previous fur babies and didn’t want to be unprepared again. We recently had a scare and had to admit our fur baby to the hospital. Thankfully he pulled through and made a full recovery. The bill for the treatment was well worth the outcome, but needless to say it would have not been possible for most owners to do as the cost was high. It would have substantially put us behind financially, but Embrace saved the day for us. Having the support from Embrace gave us security and allowed us to decide to save this precious dogs life. Without Embrace Pet Insurance we would have lost all we owned to save his life. Can’t express the gratitude we feel. I highly recommend all pet owners get Embrace Pet Insurance. I know I will use them for every pet we have for the rest of my life. You never want to have to use it, but if you do, you’ll want it to be with Embrace.

Insurer: Embrace

By: Chaz Trimble

September 14, 2025

Pets Best

Pets Best! YES! The best! Reimbursement came quickly with no hassle… True to the word about reimbursement as well… Highly recommend this company for your pet insurance…❤️❤️

Insurer: Pets Best

By: Patty Hahn

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