Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified December 26, 2025

Easy to use and quick turn around

Easy to use and quick turn around . Makes sending in bills easy .

Insurer: Spot

By: Lilly

Verified December 26, 2025

Coverage for my pet has been great and…

Coverage for my pet has been great and very rapidly processed.

Insurer: MetLife

By: Laura Knudson

Verified December 26, 2025

Very easy to claim and very clear and…

Very easy to claim and very clear and prompt reimbursement

Insurer: Spot

By: Andrea

Verified December 26, 2025

Quick reply to claims.

Quick reply to claims.

Insurer: MetLife

By: Lisa Harrell

Verified December 26, 2025

Looks like Great coverage at a Great…

Looks like Great coverage at a Great price!!

Insurer: Prudent Pet

By: Geeoffaol.com

Verified December 26, 2025

Best pet insurance I’ve had

Very easy to submit my claim and it was processed quickly. Overall the type of coverage available has been exceptional, and the customer support is amazing.

Insurer: Pumpkin

By: Julie

December 26, 2025

Prompt, fair claims

Easy to submit, very communicative during the process, and a fair resolution to claims

Insurer: Pets Best

Veterinarian: Adobe Animal Hospital

By: Jeff

Useful
Verified December 26, 2025

MetLife stands by what they say

MetLife stands by what they say. Hassle free coverage, great communication

Insurer: MetLife

By: customer

December 26, 2025

Bad administration and overly broad pre-existing condition determination

Embrace took way too long -- and engaged in no proactive follow-up -- to gather my dog's prior vet records and then took an overly broad view of my dog's preexisting conditions. I am very disappointed in Embrace and don't know why Forbes rated them so high.

Insurer: Embrace

By: Andy Hutcher

Verified December 26, 2025

Fast claim processing

Fast claim processing. And friendly customer service.

Insurer: Pumpkin

By: ChrisC

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