Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


October 01, 2025

They are absolutely terrible

They are absolutely terrible, do not trust them with your pup insurance they deny, short pay, stall and delay any and all claims. The worst.

Insurer: Embrace

By: Nicholas McGraw

Verified October 01, 2025

Claim Process

The process of filing a claim was seamless and it was handled with extreme professionalism.

Insurer: Embrace

By: Victor A Kersey

October 01, 2025

Easy to submit claims and good communication.

Though I am somewhat new to working with Embrace, I have been impressed with the ease of submitting claims and their follow-up. So far so good. Thank you. Tracy

Insurer: Embrace

By: Tracy King

Verified October 01, 2025

They have made so easy to process my…

They have made so easy to process my claims. I have tried other insurance in the past and I find Spot to be the best

Insurer: Spot

By: Teresa

October 01, 2025

We sent in a claim and it is still in…

We sent in a claim and it is still in for review two months later.

Insurer: Embrace

By: Greg Fenton

Verified October 01, 2025

Very quick review and reimbursement.

Very quick review and reimbursement.

Insurer: Pumpkin

By: Glenn

Verified October 01, 2025

Fast claims turnaround

Fast claims turnaround, no problems or glitches, helpful phone rep.

Insurer: Spot

By: Ann M.

Verified October 01, 2025

My claim were answered promptly and…

My claim were answered promptly and reimbursement were done quickly .

Insurer: Pumpkin

By: Grace

Verified October 01, 2025

The speed at which my claim was settled.

The speed a t which my claim was settled.

Insurer: Spot

By: Roland Briggs

Verified October 01, 2025

Easy and quick to file claim online

Easy and quick to file claim online, claim was processed promptly, and satisfied with amount of payment. There was simply no aggravation whatsoever.

Insurer: Spot

By: Joseph

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