Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


October 05, 2025

They are experts at taking your money…

They are experts at taking your money and experts at refusing to pay your claim. We need more documents.. we need more documents.. we need more documents.. we need more documents..

Insurer: Healthy Paws

By: Mark Wiseman

Verified October 05, 2025

It’s good to have insurance.

I really thought Spot would cover things that have been denied, but am grateful for what you do cover.

Insurer: Spot

By: Carol Cleaves

Verified October 04, 2025

Pumpkin approved my claim within 20…

Pumpkin approved my claim within 20 minutes of me submitting it. After almost losing my sweet dog Zoey, it was so great to have this taken care without any additional stress. Pumpkin insurance and its employees are awesome!

Insurer: Pumpkin

By: Jackie

Verified October 04, 2025

Quick reimbursement

Everything was covered and I was reimbursed quickly.

Insurer: Pumpkin

By: Michelle Scribner

October 04, 2025

Easy to submit claims.

Easy to submit claims. Immediate responses. Explanations for claim information and details.

Insurer: Embrace

By: ac

Verified October 04, 2025

Excellent pet insurance company

MetLife Pet Insurance is one of the best carrier that provides amazing coverage and promptly reimburses claims with ease. I love the app and submitting a claim is so easy!! I highly recommend MetLife Pet Insurance to all pet owners 🦮🐈‍⬛🐾

Insurer: MetLife

By: Chi

Verified October 04, 2025

I like the policy but I dislike that it…

I like the policy but I dislike that it takes forever to settle my claims.

Insurer: MetLife

By: Marc Mykkanen

Verified October 04, 2025

I have always had a positive experience…

I have always had a positive experience with MetLife Pets. It has been 3 years since I joined the company and I have never had a bad experience of any kind with them. Their customer service is amazing! Filing a claim is the easiest process as well.

Insurer: MetLife

By: Stonie

Verified October 04, 2025

Spot insurance is so efficient and…

Spot insurance is so efficient and quick responding to claims. Reimbursement is received within days.

Insurer: Spot

By: customer

October 04, 2025

They don't Pay Claims

After five years of paying monthly, rising rates, I mdee one claim and they stalled, made excuses, asked for more and more and more documents. They search for a reason not to pay and wait you out, hoping you quit making payments and then you are no longer a customer. Only the "happy" customer (suckers) are left. Avoid this company.

Insurer: Healthy Paws

By: Mark

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