Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified October 05, 2025

I’m so glad I had insurance with this…

I’m so glad I had insurance with this out of the blue illness of our dog. The claims process was easy. So thankful to get some of the money back for recent care.

Insurer: Fetch

By: Morgan

Verified October 05, 2025

My claims were processed fast and…

My claims were processed fast and efficient. I'm very pleased.

Insurer: Spot

By: Belinda Gear

October 05, 2025

Straightforward & reliable

Compared to the two previous insurers I've used, PB has been reliable, straightforward and accessible. They get backed up from time to time, but always let you know they haven't forgotten about you. What more can you ask for in an insurer?

Insurer: Pets Best

By: JeF

Verified October 05, 2025

Grateful

Great communication and fast turnaround

Insurer: Pumpkin

By: Y M

Verified October 05, 2025

First time experience with Fetch

Easy to make a claim through the app. Kept informed about claim status. I liked that I could get pre-approval.

Insurer: Fetch

By: Maureen

October 05, 2025

Very happy with the coverage.

Very happy with the coverage.

Insurer: Pets Best

By: Richard

Verified October 05, 2025

Straightforward

My first claim was straightforward to submit. I appreciate how easy it was, and I received my reimbursement within the week

Insurer: Spot

By: MK

Verified October 05, 2025

Please read-do not choose MetLife

Our cat Mouse was diagnosed with a rare sarcoma after getting a cyst removed and biopsied. The cyst on his leg was present for a few years prior and had been drained, aspirated and the fluid looked at under a microscope. We were told this cyst was not a problem and to have it removed at his next dental-so that we did. This new cancer diagnosis was shocking and heartbreaking to us. Also shocking and heartbreaking was that MetLife did not have our backs, denied all of our medical claims and left us to pick up the pieces of this nightmare. Mouse was not given a good prognosis without treatment. We pursued chemo right away under the guidance of our vet and oncologist all the while believing the MetLife who we have paid our hard earned money to for a few years now, sent them business by referring two friends, my parents, my sister-would cover this devastation only to blindsighted by a denial for ALL claims relating to his diagnosis. Mouse had two surgeries, many follow ups and ER visits AND chemo treatments ALL of them not covered. MetLife has claimed this ‘cyst’ was pre-existing. We have tried endlessly with the support of our vet and oncologist to explain to them this is NOT a pre-existing condition, this is a NEW diagnosis to no avail. Why have we been paying them for years for them to desert us in the worst of times? My advice to you-please do not choose MetLife, please do not trust MetLife-because at the end of the day they will NOT choose you. We found out the hardest way

Insurer: MetLife

By: Christina collins

Verified October 05, 2025

MetLife gives us a a peace of mind for our pet!!

I have had other pet insurance and MetLife service is undoubtably the best. They are very responsive and have amazing customer service. When submitting a claim they frequently update you with status. I also appreciate the claim report of what they covered. I love the transparency! We are very pleased!!

Insurer: MetLife

By: Julea Casel

Verified October 05, 2025

I’ve never had a bad experience with…

I’ve never had a bad experience with MetLife pet! When I’ve had to call customer service is always great and I’ve never had problems with claims being denied.

Insurer: MetLife

By: customer

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