Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified January 10, 2026

Very easy

Very easy, Trupanion and vet did all the work!

Insurer: Trupanion

By: John

Verified January 10, 2026

Spot is the best

After owning several dogs and never having insurance, we decided that we would get it with our new mini dachshund seeing as we paid $$$ for our last ones ivdd back surgery. Spot is one of the few if not only insurance that covers genetic disorders. Thankfully we got insurance bc at 1.5 years old our Piper has gotten into more trouble than all my other dogs combined. Spot has given us the biggest peace of mind. We will never not have insurance, we will never not have spot.

Insurer: Spot

By: Piper’s Mom

Verified January 10, 2026

Great customer service and courteous…

Great customer service and courteous friendly staff. They answered all my questions and concerns. They are prompt with claims and explaining benefits and payments.

Insurer: MetLife

By: Vicki Jones

Verified January 10, 2026

Quick and easy

It's great that my vet specialist's office is able to submit my claim directly to Trupanion. I knew at checkout how much my share would be.

Insurer: Trupanion

By: Mary Ann

Verified January 10, 2026

Highly recommend MetLife Pet Insurance!

The claim submittal process is a breeze and the claim turnaround time is so reasonably quick! Highly recommend MetLife Pet Insurance!

Insurer: MetLife

By: Grant C.

Verified January 10, 2026

Fast turn around time for…

Fast turn around time for reimbursement. Easy to make claim.

Insurer: MetLife

By: customer

Verified January 10, 2026

Great customer service

Rebecca was very helpful explaining the different plans and what was covered, taking the time to answer all my questions.

Insurer: Prudent Pet

By: rladamsyahoo.com

Verified January 10, 2026

Easy to submit the claim and quick…

Easy to submit the claim and quick response time. I have peace of mind with metlife!

Insurer: MetLife

By: Amanda Cestaro

January 10, 2026

Very slow in reimbursement

Very slow in reimbursement, especially with my dog's therapy sessions - requiring additional back up information when my dog has the same monthly therapy package every month. I am still waiting for benefits from months ago. You should note that I buy meds from cheaper sources than the vet. Doesn't that deserve some gratefulness. You pay less because I shop around. This has been going on for at least 7 months

Insurer: Pets Best

By: Customer

Verified January 10, 2026

MetLife Pet delivered quick and…

MetLife Pet delivered quick and efficient service. When additional info was needed, they contacted vet directly and didn’t make me jump through hoops to receive payment. .

Insurer: MetLife

By: Anne

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