Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified October 04, 2025

Submission of claims is simple and…

Submission of claims is simple and reimbursement fair.

Insurer: Spot

By: Mary Pat Gallagher

Verified October 04, 2025

Poor customer service and don’t…

Poor customer service and don’t reimburse for a lot of things.

Insurer: Spot

By: Sal Katib

October 04, 2025

Service and Ease of Filing a Claim

We have used EMBRACE for our rescue pups for years. They are customer friendly and the website is very easy to file a claim and quick response on reimbursements! Very happy w/EMBRACE :)

Insurer: Embrace

By: T G

Verified October 04, 2025

I have never had any issue with any of…

I have never had any issue with any of my claims. MetLife was very fast to receive and process my claim, and I received my reimbursement promptly.

Insurer: MetLife

By: Jaime Gerza

October 04, 2025

Outstanding Experience!

I recently signed up with ASPCA Pet Insurance, and I can honestly say the experience has exceeded my expectations. From the very start, their customer service has been exceptional — every representative I’ve spoken with has been kind, knowledgeable, and well-trained, making me feel supported and valued as a customer. Their website and mobile app are incredibly user-friendly, which has made submitting and checking on claims a breeze. I’ve been able to upload documents, track the status of my claims, and get updates quickly and easily. Most impressive of all, they are quick and efficient when it comes to processing claims — no long waiting periods or frustrating back-and-forth. It’s clear that this company truly cares about pets and their people. I’ve had such a great overall experience that I felt compelled to share it. If you’re considering pet insurance, I highly recommend ASPCA Pet Insurance for their professionalism, compassion, and top-notch service.

Insurer: ASPCA

By: kristen k.

October 04, 2025

Took way too long and too much wasn't…

Took way too long and too much wasn't covered. In an emergency situation they should just cover it all

Insurer: Pets Best

By: George Gilman

October 04, 2025

Easy to submit claims and easy…

Easy to submit claims and easy communication. Great insurance company for my three pets.

Insurer: Embrace

By: Susan

Verified October 04, 2025

Good Experience so Far

We have been pet owners for over 50 years, but this is the first time we have had pet insurance. Over the 3 years since we purchased MetLife, we have filed several claims which have been processed efficiently and fairly. Filing claims online is convenient and easy. Our calls to customer service have been answered quickly by knowledgeable staff.

Insurer: MetLife

By: Sara

Verified October 04, 2025

Forever grateful for MetLife

If it wasn't for MetLife pet insurance, I have no idea how I would be able to pay for my girls treatments and medications, very thankful! Great customer service. They made me do a lot of paperwork for her prescription food to be covered but at the end of the day they are covering and i understand the need for clarity. thanks again!

Insurer: MetLife

By: Kiki

Verified October 04, 2025

Easy process

Great customer service. Submitting the claim was very easy. Took about two weeks for reimbursement which was expected.

Insurer: Fetch

By: Nicole

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