Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified January 15, 2026

Excellent

Professional. Responsive. Reliable. Excellent coverage with very good reimbursement options. Fast reimbursement (automatic deposit). It has been a real pleasure, so far, working with Spot Pet Insurance!

Insurer: Spot

By: Laura Walker

Verified January 15, 2026

Very easy to put my claims in.

Very easy to put my claims in.

Insurer: Spot

By: lori simone

Verified January 15, 2026

great insurance cover

great insurance cover, very easy to submit claims,s and very prompt to reimbursement

Insurer: Figo

By: Nelson Guevara Jr

January 14, 2026

Beware--they will adjust your yearly…

Beware--they will adjust your yearly premiums (which I expected) but they also adjust your COVERAGE which is not what I initially agreed to. This is absurd, being dropped coverage, increasing deductibles, and increasing premiums too! Totally not worth it for the coverage you get (ESPECIALLY in a high cost of living area, where their max payout doesn't change but premiums do), there are better options out there that direct bill as well. And they make it difficult to cancel as you have to call. Will never get for another pet or recommend doing so.

Insurer: Fetch Canada

By: Stephanie

Verified January 14, 2026

Easy to enroll with multiple options to…

Easy to enroll with multiple options to choose from so you can personalize your coverage.

Insurer: MetLife

By: Pat Leach

Verified January 14, 2026

Super easy and 10/10

Super easy and quick to use! I’ve never had pet insurance before but this was definitely worth it. Probably one of the best decisions I’ve made. I filed my first claim and it was super simple through the app and I got the response in a week. Love it

Insurer: Spot

By: Jocelyn Cardenas

Verified January 14, 2026

You make everything easy

You make everything easy. From filing the claim to receiving the money. It's good to you're on my side ☺️

Insurer: Spot

By: Ilene Lipson

Verified January 14, 2026

Response is quick

Response is quick. Reimbursements are processed quickly.

Insurer: Spot

By: Valerie Reeg

January 14, 2026

easy to submit claims and fast turn…

easy to submit claims and fast turn around .

Insurer: Pets Best

By: Jen Green

Verified January 14, 2026

Filing my claim was so easy and…

Filing my claim was so easy and reimbursement came much quicker than I expected. I was also thrilled that SPOT worked with my vet to get medical records, much more easily than I could have done.

Insurer: Spot

By: Mary Elizabeth Smith

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