Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified October 10, 2025

Frustrated

I have been working with you guys to get a claim paid for over a month now. Everytime you requested additional information, I responded with that information far within the allotted time given, yet you still denied the claim for not responding to your request. So Frustrating. Now over a month later I am still trying to get the claim reviewed. Not the best experience.

Insurer: MetLife

By: Mike M

Verified October 10, 2025

Purchased Health Insurance When Sierra was a puppy

I purchased health insurance for my beagle puppy, Sierra, when we got her. I did this because I wanted to be sure that her potential ailments when she was older would be covered. I never thought she would be having major problems when she was only four and a half years old! Healthy Paws was wonderful about covering the expenses for various tests that she had to have and never questioned the Vet's recommendations for these tests. They have always promptly paid for these tests. She is now hopefully going to recover and be back to her normal perky self.

Insurer: Healthy Paws

By: KATHRYN WINTHROP

Verified October 10, 2025

Easy, affordable and gives piece of mind

Easy to file claims, affordable, and has saved us hundreds of dollars. I finally feel so much less stress when it comes to our pets health. If there was an emergency, we could actually afford to care for our pets! Thank you for this service!

Insurer: MetLife

By: Ginger

October 10, 2025

Simple to use.

We've used Embrace since our dog was a puppy. Every year we continue to use their coverage simply because the claims system is so simple to use and all the information is spelled out very succinctly.

Insurer: Embrace

By: Vince

Verified October 10, 2025

Great Insurance Providers!

Metlife promptly paid my claims and with no pushback. They used Zelle, which is very convenient!

Insurer: MetLife

By: Elkie

Verified October 10, 2025

Customer care

Filing claims was very easy on the MetLife app. Reimbursements on my expenses come back in a very reasonable timeframe. I use the app mostly, but when I have called they have been extremely helpful and professional. Great pet insurance!

Insurer: MetLife

By: Randy Mallinger

Verified October 10, 2025

Comfortable process!!

The claim process is easy and I was paid in just a few days! Thank you!

Insurer: MetLife

By: Demetra

Verified October 10, 2025

Excellent and prompt service

Excellent and prompt service. Easy online claim processing, efficient service and strongly recommend every pet owner have MetLife Pet Insurance

Insurer: MetLife

By: MARK B

Verified October 10, 2025

Easy process

Now that my account is established the claims process is very easy and quick.

Insurer: MetLife

By: Tracy

Verified October 10, 2025

Making claims is easy but getting…

Making claims is easy but getting reimbursed takes a long time.

Insurer: MetLife

By: F. Atcho

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