Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


January 14, 2026

Terrible company to do business with

Terrible company to do business with. Nothing is really covered.

Insurer: Fetch

By: White Dog Arms

Verified January 14, 2026

Very timely.

Very timely.

Insurer: Healthy Paws

By: Stephen Hanes

Verified January 14, 2026

Putting in a claim was quick and easy

Putting in a claim was quick and easy! Payment receided the next day! Fantastic service!

Insurer: MetLife

By: Janet Baker

Verified January 14, 2026

Absolutely wonderful experience

Absolutely wonderful experience! The premium price is reasonable, their mobile app is easy to use, they explain exactly what’s covered, they approve and pay claims fairly quickly. I wish they covered preventive care…. Other than that Healthy Paws is awesome!

Insurer: Healthy Paws

By: GB

Verified January 14, 2026

Easy process and quick reimbursement

Multiple pet claims, but quick and easy process.

Insurer: Nationwide

By: SJL

January 13, 2026

Unfaithful practices, just don’t do it.

I chose this company based on their positive reviews, but my experience has been a nightmare. I enrolled my 4-year-old cat a few months ago, but upon submitting our first claim, they denied it immediately. After reviewing her records, they have now flagged every previous minor issue as "chronic," effectively ensuring that nothing she is seen for in the future will be covered. It feels like a bait-and-switch. What is the point of paying for insurance if the policy is designed to never pay out? Save your money and look elsewhere.

Insurer: Embrace

By: Noah Petramala

Verified January 13, 2026

Your fast turnaround time!!

Your fast turnaround time!!

Insurer: Trupanion

By: SAF

January 13, 2026

I took out Pets Best insurance a couple…

I took out Pets Best insurance a couple of months ago, it was very easy to set up and choose exactly what you want. Cody had his yearly checkup and I submitted the bill to Pets Best, within 3 days we received an email telling me how much was covered and to expect payment. My wife and I were very impressed with your quick service and ease of opening a claim. Thank you!!

Insurer: Pets Best

By: Jerry Smith

Verified January 13, 2026

Fast payment of claims

You react fast to my claims and privide clear reasons for payments to me abd reasons.

Insurer: Trupanion

By: Martine

Verified January 13, 2026

Easy Claims Process

I found the claims process very easy with a quick turn around time for reimbursement.

Insurer: Fetch

By: Katharine Hesson

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