Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


February 24, 2026

Annual Health Appt

Annual Health Appt We filed a claim for our dogs annual health checkup. While not all of the claim was covered by insurance, a portion was. It was easy to submit the claim on line and Pets Best responded rapidly to the claim.

Insurer: Pets Best

By: Tony Loret De Mola

February 24, 2026

Fast and Hassle Free

Very easy to use and submit! The reimbursement was quickly processed.

Insurer: Spot

By: Amy

February 24, 2026

They have been a huge support tool this…

They have been a huge support tool this past year as both of our dogs experienced massive shifts in their health very unexpectedly. One with IVDD the other with mysterious liver issues. Trupanion has lived up to their committed support for the layers of lab work, diagnostic tests, and all the stuff that follows from that. We always joked we could budget for the monthly payment, but not for unexpected costs... turns out that was true!

Insurer: Trupanion

By: for your order

February 24, 2026

It is excellent protection for our pets

It is excellent protection for our pets

Insurer: Nationwide

By: Dr. Joaquin Machado

February 24, 2026

Fetch Pet Insurance Sold a Bill of Goods

When I adoped my cat I was told at the shelter by sales rep Austin Keckler that if I got the policy that the pre-existing conditons would be covered. Kitty had a limp that needed X-ray. Claim denied as pre-existing. I only signed up based on what Mr. Keckler said. Bad enough I had to sit through a sales pitch in order to adopt but then to be bold faced lied to about the policy makes it worse.

Insurer: Fetch

By: micknutdog

February 24, 2026

Great insurance and care for pets

Great insurance and care for pets

Insurer: Trupanion

By: Maritza Ojeda

February 24, 2026

kind, and certainly helpful. takes very little time to process your claim.

kind. very helpful and never take long to process your claim!

Insurer: Trupanion

By: Suzan

February 24, 2026

Trupanion to the Rescue

Having found ourselves at the VCA hospital with our senior dog facing a several day visit there, we mentioned that we had Trupanion insurance. The extremely competent assistant there faxed an estimate to Trupanion for approval. The positive response was immediate, and I mean, literally within one minute! Over the 15 years we've been with Trupanion, particularly recently as our furry son has aged, they've been extraordinarily responsive to claims we've submitted, with typical turnaround time 24 hours. I wouldn't consider using another pet insurer.

Insurer: Trupanion

By: Barbara

February 24, 2026

extremely fast and easy

extremely fast and easy

Insurer: MetLife

By: Julie and Jason Andreine

February 24, 2026

ASPCA is incredibly helpful

ASPCA is incredibly helpful. Site is easy to navigate and they are very communicative. As my dog has gotten older he has needed more care. ASPCA has processed my claims in a timely fashion and I’m really grateful I’ve not had to worry about or wait for reimbursements.

Insurer: ASPCA

By: Daryl Thuroff

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.