Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified October 11, 2025

It was great not having to wait for a…

It was great not having to wait for a check in the mail. Also processing was quick

Insurer: Pumpkin

By: Beau’s mom

Verified October 11, 2025

Awesome, from beginning to end

From beginning to end, my experience reporting my dogs knee injury was wonderful. When I first called with questions, the rep was great and gave me correct information that held up throughout the claims process. I submitted the claim for my girls surgery about 8 weeks after she had it. I wanted to make sure I had all the receipts and that she was in the clear with her healing. (She’s doing GREAT!). I submitted the claim and was reimbursed (money in my account) within a couple days. It was reviewed and processed very quickly! I highly recommend Spot Pet Insurance. Their customer support folks are so kind and professional. They seem like animal lovers - very caring about our fur babies. It’s scary when our beloved pets are seriously injured. They seemed to genuinely understand and showed concern about that. Great people, great organization. And they came through for us - without scratching and clawing to resolution. 💕 I’m so grateful. We added a second pet to our policy, our 9 month old puppy.

Insurer: Spot

By: Beth

Verified October 11, 2025

spot made filing my claim for my puppy…

spot made filing my claim for my puppy easy and stress free. The turn around was really quick and I was impressed with the coverage for an ER visit

Insurer: Spot

By: Mary Silva

Verified October 11, 2025

easy and fast reimbursement

it was easy and fast to get reimbursed

Insurer: Spot

By: Lulu Albrecht

Verified October 11, 2025

Professional and Efficient

Fast, professional and lots of plans for many pets. The claim process is pretty simple and efficient.

Insurer: MetLife

By: customer

Verified October 11, 2025

Claim payment follow up.

It took multiple e mails and phone calls to have them locate papers that I had emailed to them for a claim ( soap report from the doctors visit. )

Insurer: MetLife

By: GREG

October 11, 2025

Pets Best is amazing!

We have used Pets Best for our dog for 5 years and we have been consistently happy with their payouts for claims and for their 24/7 vet service line. Pets Best has always covered what they said they would under our plan (we have a $250 deductible and then they cover 90% of covered services in our policy and we cover the remaining 10%) which has been great and super helpful financially - a plus is that they've completed and payed out the claims in a very timely manner! Unfortunately, our dog was recently diagnosed with lymphoma cancer, and we've been consistently grateful that we've had Pets Best over the years, but are especially grateful during this time knowing we are able to provide the best care possible to our doggo! We highly recommend Pets Best to all dog and cat owners as we have had an amazing experience with them over the years! Truly the best!

Insurer: Pets Best

By: M

Useful
October 11, 2025

It seems to be a lot less complicated…

It seems to be a lot less complicated filing a claim and faster turnaround for the claims I've submitted this year.

Insurer: Embrace

By: Jim Galvin

Verified October 11, 2025

Reliable

I love how reliable and easy to submit claims MetLife is. The only thing id like to see is a faster reimbursement of the claims, otherwise I love it!

Insurer: MetLife

By: customer

Verified October 11, 2025

I recently used the claims process

I recently used the claims process, and I have to say, it was extremely straightforward. Uploading my claim was quick and hassle-free, which made the entire experience pleasant. I appreciated receiving a follow-up email keeping me updated on the progress of my claim. Overall, I would highly recommend this service for its efficiency and clear communication!

Insurer: MetLife

By: customer

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