Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified October 12, 2025

Long claim processing time frame

Advertisement for metlife and when you are signing up highlighted quick claim process. It doesnt say 7-10 days or longer to review & process claims. It is in the handbook very deep its not something clearly highlighted. I've waited up to 15 days for a claim to be processed. I make sure to even get SODA from vet office and submit all together and the time frame is still long. I've notice while deductible is still due claims are processed quicker as its applied toward deductible 3-5 days to process.

Insurer: MetLife

By: BERTHA AMAYA

Verified October 12, 2025

Quick response to insurance claim.

Quick response to insurance claim.

Insurer: Pumpkin

By: Ann H.

October 12, 2025

Horrible

They deny 99% of claims. They always say pre-existing conditions, when they are not. When I first got the dog from the shelter, his first sickness they denied for pre-existing condition. I should have took that as a sign.

Insurer: Pets Best

By: Michael

Useful
Verified October 12, 2025

Outstanding Pet Insurance

HealthyPaws provides exceptional coverage and makes it easy to submit invoices on the website or app. I've had a healthy paws policy for every pet I've ever owned, and I highly recommend this company for pet insurance. I would have never have been able to afford cancer treatments for my dog without his healthy paws insurance policy. I'm truly grateful for the vet care I've been able to get for my pets and healthy paws has been a huge part of making this possible by getting expensive vet care covered.

Insurer: Healthy Paws

By: Cassie Cain

Verified October 12, 2025

You should allow insureds to specify…

You should allow insureds to specify the claim amount. I’ve had issues with adjusters misunderstanding the amount claimed in complex claims.

Insurer: MetLife

By: customer

October 12, 2025

Smooth and Hassle-Free refund process

The amount of the refund was exactly how I expected it to be, given our contractual deductible and co-pay, so I couldn't ask for anything better. The process was straightforward: just upload your receipts and receive a refund after a while. No exclusions, no surprises. I wish all insurances were the same.

Insurer: Pets Best

Veterinarian: Oradell Animal Hospital

By: Corrado

Useful
Verified October 12, 2025

best dog insurance

This is the best dog insurance out there. It easy and fast to do claims and they have great customer service

Insurer: MetLife

By: customer

Verified October 12, 2025

Slow Claim Processing

i"m still waiting for completion of my claim from 10/1

Insurer: MetLife

By: RICH HOFFMAN

Verified October 12, 2025

Fast with claims

Fast with claims

Insurer: Pumpkin

By: Patty Hare

Verified October 12, 2025

Very good insurance company

Very good insurance company. So far, in my two years with you, you’ve honored your word, provided excellent coverage for my beautiful boy and make submitting claims very easy. I appreciate MetLife.

Insurer: MetLife

By: Stefanie

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