Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified October 16, 2025

Great experience, simple instructions & good customer service

I’ve been using MetLife since our dog was a puppy and the experience has always been great. It is easy, simple and quick to file claims. The instructions are super clear and the new app is very user friendly.

Insurer: MetLife

By: Maria A R

Verified October 16, 2025

Great service and coverage.

Great service and coverage.

Insurer: MetLife

By: customer

Verified October 16, 2025

Im happy

I appreciate how effective the help lines are and that my coverage is so comprehensive.

Insurer: MetLife

By: customer

October 16, 2025

Continually denied & wouldn't accept…

Continually denied & wouldn't accept the only records we had for our recently rescued dog. Denied claims with inaccurate statements & reasons. Would strongly recommend not ever using this "scam".

Insurer: Fetch

By: Parker

Verified October 16, 2025

Compassion and pragmatism in pet insurance

My pup has a few concurrent cancer diagnoses and orthodepic issues. Metlife does not only make the pet parent engagement seamless but also has a team that never trades off compassion in service conversations with complex veterinary invoices.

Insurer: MetLife

By: Otto’s mom

Verified October 16, 2025

Claim Experience

The online claim entry with invoice attachment is very quick and easy to use, the claim decision is explained clearly and payments are prompt. I feel more comfortable looking after my dog knowing you are behind us

Insurer: MetLife

By: Rev. Chris Craig-Jones

Verified October 16, 2025

Metlife has been great

Metlife has been great, they process claims quickly and when I have had to speak to someone everyone is very pleasant but most of the time I do everything on the app

Insurer: MetLife

By: Jessica

Verified October 16, 2025

So Thankful I Chose Metlife

They corrected everything when it wasnt right and answered the phone rather quickly. Great service, amazingly priced i mean this is the best pet insurance policy and pricing and claims are paid out quickly and easily.

Insurer: MetLife

By: Devon

Verified October 16, 2025

I would have given 5 stars but there…

I would have given 5 stars but there was discrepancy with my last claim. I have been getting successful payouts over the past year on Rx food and medications, but all of a sudden they were getting denied because my pets name was not on the invoice when past invoices did not have my pets name on the invoice. Why the change now? I was given no explanation why this changed.

Insurer: MetLife

By: customer

Verified October 16, 2025

I’m very happy with our spot pet…

I’m very happy with our spot pet insurance. Their customer service is very helpful. They process the claims quickly!

Insurer: Spot

By: Wendy Bergman

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