Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified January 19, 2026

Very professional and knowledgeable

Very professional and knowledgeable. I have been with them for 5 years or more. Great insurance and get refunds in timely manner. They care about your pet and the health of your pet.

Insurer: MetLife

By: Teresa Adams

Verified January 19, 2026

For when the unexpected happens

Having Metlife as a pet insurance carrier is the best thing I could have done. My Fur baby was not feeling good she couldn't keep food or water down I had to rush her to the EV to see what was going on. Honestly If it wasn't for Metlife I more than likley would have been struggling through the next couple of weeks to afford gas or groceries even a bill but Metlife took care of the claim right away and I didn't feel such a big financial impact. We all know when the unexpected happens we don't always have a means to pay for things but not having pet insurance means that you can't always do what's best for your pet, and for me well that's not a option my pets are my baby's and having Metlife makes life choices for them better.

Insurer: MetLife

By: Emily Santana

Verified January 19, 2026

Easy and quick claim process

I am pleased with the claim turnover time. It is super easy to navigate as well.

Insurer: MetLife

By: customer

Verified January 19, 2026

Quick responses and the ease of…

Quick responses and the ease of submitting claims! Great!

Insurer: MetLife

By: Paul Heidenreich

Verified January 19, 2026

Quick review and determination of…

Quick review and determination of claim. Quick reimbursement.

Insurer: Pumpkin

By: Chuck W.

Verified January 19, 2026

Easy and fast reimbursement

My dog broke his leg and required surgery. Submitting invoices was easy and they were paid very quickly. I valued the text messages with the claim status updates. It was very clear as to what my policy covered. At a very stressful time, this was something that went very smoothly.

Insurer: Trupanion

By: Kirsten

Verified January 19, 2026

Healthly Paws is wonderful and very…

Healthly Paws is wonderful and very easy to file claim and very quick payments ....Having Pet insureance is a must !!! So when things go bad cost is not what you need to worry about ... Thank-you to Healthy Paws for never making me choose between my best friend and cost

Insurer: Healthy Paws

By: Koren Komorowski

Verified January 19, 2026

Excellent follow up and quick payment…

Excellent follow up and quick payment for my dog’s surgery. The university veterinary center trusts this company because they provided direct billing and they told me Trupanian is one of the only pet insurers for which they do this.

Insurer: Trupanion

By: Angela

Verified January 19, 2026

Highly recommend

Highly recommend! From the beginning to now I have had nothing but exceptional service! I have actually had to use my insurance a few times and they send you the refund check quickly as long as you provide them with vet notes and invoices- happy I signed up my girl!

Insurer: MetLife

By: Kiwi y/o ShihTzu

Verified January 19, 2026

quick turnaround on claims

quick turnaround on claims. Great communication via email. No need to call I was able to do everything online.

Insurer: Spot

By: CJ Alkir

Compare top pet insurance providers plans.