Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


March 02, 2026

claim process is simple and easy

claim process is simple and easy

Insurer: Healthy Paws

By: Baldwin Toy

March 02, 2026

Our dog broke her right upper canine on…

Our dog broke her right upper canine on a frozen jolly ball in our courtyard. Unknowingly we went to dog training and the dog trainer noticed her work ethic was poor and started looking at her from a distance. He noticed the missing canine. I left training immediately and went to a dog urgent care. The canine was cracked off to the gum yet there were still 1 inch of canine remaining in the jaw. An insizor was also broken. My girl needed surgery right away. We’ve had healthy paws for her entire life and she is six years old. Healthy Paws is a wonderful insurance plan to belong to. The only thing that doesn’t make sense to me is that rechecks are considered exams and are not paid for. To me if a pet has surgery, it is absolutely critical that the surgeon follow up and evaluate their work and make sure that their work is complete. In our case, one vet thought that there was a hole where maybe a stitch broke. We needed the surgeon to evaluate the mouth and the 11 disintegrating stitches. There was no hole when viewed under surgical lighting. No further procedures were necessary.Healthy paws should be paying for rechecks in certain cases and not just telling us that it’s considered an exam and therefore they will not pay. I don’t agree with this policy. I wish healthy paws would change it. Especially where surgery is involved. Thank you for listening, Healthy Paws.

Insurer: Healthy Paws

By: Linda Tanner

March 02, 2026

The claims process was easy and…

The claims process was easy and straight forward

Insurer: Spot

By: EDWARD

March 02, 2026

Great customer service and prompt…

Great customer service and prompt claims processing

Insurer: MetLife

By: customer

March 02, 2026

I have NEVER…

I have NEVER had any sort of insurance respond and act as fast as Spotpet did. They did exactly what the policy said it would do and we are ALL happy. In fact I’ve already recommended them to a friend with a new puppy. Thank you Spotpet!!! , Lucy’s mom

Insurer: Spot

By: Debbi

March 02, 2026

It's nice to find a pet insurance that…

It's nice to find a pet insurance that covers some wellness, most are just catastrophic coverage.

Insurer: Spot

By: Customer

March 02, 2026

Easy submission and timely response

Easy submission and timely response

Insurer: MetLife

By: Maureen Tucci

March 02, 2026

So easy to download my resent claim and…

So easy to download my resent claim and was reimbursed very quickly! Thank you for making it so easy. I used to make copies and mail in the claim. This was great and the reimbursement was direct deposited so quickly.

Insurer: MetLife

By: Delores Connelly

March 01, 2026

spot did exactly what they told me they…

spot did exactly what they told me they would do. i am extremely happy that i got my pet insurance through them.

Insurer: Spot

By: jeff

March 01, 2026

Easiest Claim Ever!

Just filed our first ER claim and got most of it covered PLUS received the reimbursement in less than a week!

Insurer: MetLife

By: Carla DiCandia

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