Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
64,657 total
Other Categories
It's been pretty easy
So far our frenchie has not had any issues (who knew) so we really haven't experienced any large claims. Just standard stuff that they have honored. It has been easy to submit claims and payments are automatic.
Insurer: MetLife
By: Kay
Spot insurance phone staff is always…
Spot insurance phone staff is always very helpful and kind. Wonderful insurance claim. I’ve been with them for a little over two years and I’m very pleased!
Insurer: Spot
By: Kasie Mcpherson
A+ They have been fair and responsive
They have been fair and responisve. I had one claim and they reimbursed me a fair part and the teeth cleaning I had done for Odie had a 150 dollar allowance for Teeth cleaning when I added the Platinum rider. SO yeah. Spot pet insurance is legit and they are a great company to deal with. I hope I will never need them for major diseases/illnesses but if I do, I am glad I chose this company! Thanks, Brian and Odie.
Insurer: Spot
By: Brian D
Pumpkin team replies in a timely fashion
The Pumpkin team is consistently available to address your inquiries in a timely fashion. They have been processing my claim requests very promptly and providing clear feedback. I highly recommend them
Insurer: Pumpkin
By: Anna
Double check your coverage amounts when signing up.
With our last dog the coverage and service was amazing. With our new dog, I started with a higher deductible by mistake. I called to make changes and you can NEVER make a change unless it’s to up your coverage. So basically nothing is covered for this dog which is a bummer. When I was talking to the rep she mentioned I could switch insurance companies but everything she’s been treated for so far would be considered “pre-existing” and not covered somewhere else.
Insurer: Pets Best
By: Jen Brennan
You made it very easy to file and…
You made it very easy to file and receive reimbursement
Insurer: Pumpkin
By: grace
I couldn’t imagine being a pet owner…
I couldn’t imagine being a pet owner without metlife pet insurance! It makes the cost an after thought and allows me to keep my dog happy and healthy and not worry about the price of treatment. Payment is reimbursed to me within days. It’s so easy to take a picture of the invoice and upload it. All pros no cons!
Insurer: MetLife
By: Stephanie
Reassurance of coverage for catastrophic medical event
As a longtime pet parent of cats and dogs, I understand the commitment to their health and wellbeing for their lifetime. But when an unexpected catastrophic medical condition or injury occurs, I feel rest assured that Trupanion met my expectations. This was my first time filing a pet insurance claim. My 2 year old kitten needed surgery to figure out why she was continuously vomiting. X-ray showed something suspicious, but we couldn’t figure out what it was. Thank you, Trupanion.
Insurer: Trupanion
By: TerryLynn
Claim process was easy and quick.
Claim process was easy and quick.
Insurer: MetLife
By: Lora
Hooray for MetLife
Our dachshund has many, many health issues. If not for MetLife, we could not possibly give her the care she needs. I had never had pet health insurance before, but she came with it from the rescue, and thankfully, we continued it. It has saved her life (and ours) many times. I highly recommend MetLife.
Insurer: MetLife
By: martha mosley