Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified October 20, 2025

The ease of making a claim

The website is user friendly, the claim submission is clear as well as the claim communication. The claim payout is timely.

Insurer: MetLife

By: customer

Verified October 20, 2025

It takes forever to get paid back for…

It takes forever to get paid back for vet visits. This year my dog was diagnosed with cancer. An he has have to have had surgery 3 times so his vet bills so far have totaled almost 25k. To no shock his policy is to renew on November 11th 2025 an to no surprise his policy has gone up over 150.00 so I went from paying 240.00 to 350.00 a month. When I asked why the increase was told due to the vets have increased so they need to as well. Funny part is my kids also have MetLife pet insurance an their insurance has not gone up.

Insurer: MetLife

By: DS

Verified October 20, 2025

Fast and easy claim process

Very fast process and was surprisingly easy to submit the claim and monitor it on the app. I set up direct deposit so I was able to get reimbursed very easily, although I would say setting it up was sort of buried in the app so I would suggest they make that easier to find since I stumbled across it.

Insurer: Spot

By: Maurice Motley

Verified October 20, 2025

The website is easy to use and the…

The website is easy to use and the response time to my claim and refund was very efficient.

Insurer: MetLife

By: Mechelle Weidner Hill

Verified October 20, 2025

Great customer service! A+++

Great customer service. Quick turnaround on claims.

Insurer: MetLife

By: DAWN

Verified October 20, 2025

I’m totally shocked whenever I file a claim

I’m totally shocked whenever I file a claim. SPOT covers more than what I would have ever imagined. I’m impressed with their service and their quality! In my opinion, Spot is great coverage for any pet!

Insurer: Spot

By: Ginger Repec

Verified October 20, 2025

Thank you

Thank you. My claim was processed in 7 days.

Insurer: MetLife

By: Aaron

Verified October 20, 2025

The claims are processed quickly

The claims are processed quickly. When I call the people I speak to are always pleasant and helpful

Insurer: MetLife

By: Laureen Camisi

Verified October 20, 2025

For the time I was with Figo Pet Ins.

For the time I was with Figo Pet Ins., they made timely reimbursements and explanations, they were readily available to help by phone and in person. In the end, when my pet was sick, passed away and the bills were soaring, they made quick reimbursements. It was a big load off my mind. I have and always will recommend Figo Pet Ins. Thank you for making this tough time a little easier to handle.

Insurer: Figo

By: Terrytadd

Verified October 20, 2025

Happy

When we submit a claim, it processes flawlessly and updates are on spot.

Insurer: MetLife

By: customer

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