Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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The ease of making a claim
The website is user friendly, the claim submission is clear as well as the claim communication. The claim payout is timely.
Insurer: MetLife
By: customer
It takes forever to get paid back for…
It takes forever to get paid back for vet visits. This year my dog was diagnosed with cancer. An he has have to have had surgery 3 times so his vet bills so far have totaled almost 25k. To no shock his policy is to renew on November 11th 2025 an to no surprise his policy has gone up over 150.00 so I went from paying 240.00 to 350.00 a month. When I asked why the increase was told due to the vets have increased so they need to as well. Funny part is my kids also have MetLife pet insurance an their insurance has not gone up.
Insurer: MetLife
By: DS
Fast and easy claim process
Very fast process and was surprisingly easy to submit the claim and monitor it on the app. I set up direct deposit so I was able to get reimbursed very easily, although I would say setting it up was sort of buried in the app so I would suggest they make that easier to find since I stumbled across it.
Insurer: Spot
By: Maurice Motley
The website is easy to use and the…
The website is easy to use and the response time to my claim and refund was very efficient.
Insurer: MetLife
By: Mechelle Weidner Hill
Great customer service! A+++
Great customer service. Quick turnaround on claims.
Insurer: MetLife
By: DAWN
I’m totally shocked whenever I file a claim
I’m totally shocked whenever I file a claim. SPOT covers more than what I would have ever imagined. I’m impressed with their service and their quality! In my opinion, Spot is great coverage for any pet!
Insurer: Spot
By: Ginger Repec
Thank you
Thank you. My claim was processed in 7 days.
Insurer: MetLife
By: Aaron
The claims are processed quickly
The claims are processed quickly. When I call the people I speak to are always pleasant and helpful
Insurer: MetLife
By: Laureen Camisi
For the time I was with Figo Pet Ins.
For the time I was with Figo Pet Ins., they made timely reimbursements and explanations, they were readily available to help by phone and in person. In the end, when my pet was sick, passed away and the bills were soaring, they made quick reimbursements. It was a big load off my mind. I have and always will recommend Figo Pet Ins. Thank you for making this tough time a little easier to handle.
Insurer: Figo
By: Terrytadd
Happy
When we submit a claim, it processes flawlessly and updates are on spot.
Insurer: MetLife
By: customer