Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified January 23, 2026

Very easy to file a claim online

Very easy to file a claim online

Insurer: Pumpkin

By: Norma

January 23, 2026

Quality Service

Our claims have always been paid in direct accordance with policy and delays in processing are promptly communicated. I like the ease in filing claims. I have interacted with live customer service once, and that was an effective exchange as well. Highly recommend them.

Insurer: Pets Best

By: Kelsey

Useful
January 23, 2026

Just go with anyone else

Pets Best policies are confusing, claims take forever to process and they have paid a very small amount compared to what I have paid for my dogs plan over the last year. Every claim besides 1 has been denied and my dog has been seen multiple times at the emergency vet. I would not recommend to anyone.

Insurer: Pets Best

By: Holly

Useful
January 23, 2026

Pets Best

Pets Best communicates efficiently, is transparent in what is covered, gives explanation for claim denial and claim payments.

Insurer: Pets Best

Veterinarian: Gunnison Valley Veterinary Clinic

By: Dana

Useful
January 23, 2026

Very easy and fast

"The claim filing process is very easy and the response time is super quick. I realize that the only reason I haven't received payment yet is because I prefer to receive a check rather than direct deposit. However, Pet's Best is the best!"

Insurer: Pets Best

Veterinarian: Country Hills Pet Hospital

By: Carey

Useful
January 23, 2026

Excellent Customer Service

When I call Fetch they give clear information that I need. There's more than one way to send a claim in.

Insurer: Fetch

By: JoAnn

January 23, 2026

Switched to Pets best and so far they are very good about responding and paying claims.

I needed coverage on my puppy as she is so active. So far the first claim I submitted was paid right away. They are working on the most recent involving spaying but send me updates frequently. I'm pleased with them

Insurer: Pets Best

Veterinarian: Salty Paws Animal Hospital

By: mary

Useful
January 23, 2026

I joined this company a little over a… one year ago

I joined this company a little over a year ago when I switched from Nationwide Pet Insurance. Although it takes them a while to process claims for virtually no particular reason lately their website is messed up. You can’t submit claims online, it takes forever to get someone on the phone, emailing to their claims department and they are not entered into the system after almost 2 weeks. It’s really a mess and if they don’t have enough people on staff to handle getting the claims put into the system then they’re just gonna lose all their customers and I’m probably gonna be one of them. I can’t get any good answers from their people except that they’re backed up and should be processed in 2 to 4 days but it’s now 10+ days for one claim and four days for another and it’s not even in their system yet.

Insurer: Pets Best

By: Jill Gorelick

Verified January 23, 2026

Their process for claims is so easy

Their process for claims is so easy. Their review process is relatively short and reimbursement is quick.

Insurer: Spot

By: CeCe

Verified January 23, 2026

The claim was easy to file

The claim was easy to file, the response was quick, and the amount you covered helped more than you will ever know. I also had an opportunity to talk with one of your staff and as usual she was beyond nice. Thank you so much

Insurer: Trupanion

By: Dawn

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