Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified October 19, 2025

Sent in my claim and was reimbursed…

Sent in my claim and was reimbursed within a couple of days. Couldn't have gone any smoother.

Insurer: Spot

By: Amy J Patria

Verified October 19, 2025

Hasn’t been good at all

Hasn’t been good at all. Exhausted from all the phone calls regarding my claims with no response and every once in a while He seems the only thing I get is an email the states that if you don’t get more information on a claim you’re going close it in five That I what’s under the impression I already spoken to somebody and thought the issue was resolved. I don’t know how many times and they’ve told me that you had all the information you need and it just goes on and on. I have a lot more documentation of all the people that are spoken to, but it’s pointless to continuous message. Next Saturday, you guys guys next weekend Wish I had stayed with Healthy Paws.

Insurer: MetLife

By: Villareal Edmund

October 19, 2025

Bummed at coverage

Unfortunately, I was forced to switch to Pet’s Best after the old insurance I had for 7+ years kept rising. As soon as I did, my poor dog started to have issues and Pet’s Best found every reason not to cover things. Where I was trying to save $, Pet’s Best has cost me more.

Insurer: Pets Best

By: Disappointed

Verified October 19, 2025

Great Experiences!

Metlife Pet Insurance has an easy to use interface and they make quick benefits decisions with direct payouts. Their customer service was helpful in answering my questions in a kind interaction.

Insurer: MetLife

By: customer

Verified October 19, 2025

Great service and prompt reimbursement.

Great service and prompt reimbursement.

Insurer: MetLife

By: customer

Verified October 19, 2025

Pumpkin processed my claim very fast

Pumpkin processed my claim very fast. Was sent an email in just a few days and later I received a paper copy in the mail with all the details concerning my claim.

Insurer: Pumpkin

By: Karen

Verified October 19, 2025

It's a super easy process and very…

It's a super easy process and very quick to get reimbursements. With great coverage.

Insurer: MetLife

By: Customer

Verified October 19, 2025

First Pet Insurance Experience - Very Satisfied!

Prompt responses to claims with clear explanations of coverages. This is my first time purchasing pet insurance and I couldn't be happier.

Insurer: MetLife

By: P D

Verified October 19, 2025

MetPet is better than my healthcare…

MetPet is better than my healthcare plan. Our cat has a heart issue and requires many follow up visits. MetPet makes filing claims simple and efficient! Claims are paid out very quickly through Zelle at 90% reimbursement. Amazing pet plan!!!!!

Insurer: MetLife

By: Murph

Verified October 19, 2025

Quality service

Overall the MetLife pet insurance is fantastic. They review claims quickly and disburse payments in a timely manner. I do like that the claim forms are pre filled out with my information and my dogs insurance policy number. An opportunity to improve the experience on the customer end would be to find a way to integrate the claim form into the app, so that I don't need to fill this out by hand and attach a picture along with the receipts from the vet, but this is by no means a reason to lower the star rating. I have and would continue to recommend MetLife to anyone looking for insurance for their pets.

Insurer: MetLife

By: Michelle L.

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