Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified January 22, 2026

WhatFast, Easy, and Hassle-Free Claims Processmade the experience great is the…

What made the experience great is the company’s quick turnaround once a claim is filed. You don’t have to wait long for your money to be returned, which makes the process far less stressful. The claim process itself is also very easy to complete, with clear steps and minimal hassle

Insurer: Spot

By: DEBORAH FIFER

January 22, 2026

Nadine is a treasure to your compsny…

Nadine took time to answer and explain my questions and the terms of my policy and worked hard to get me the perfect coverage for our dog Remington. She shared her knowledge that was understandable and that I did not find in my previous course to Pet insurance company inquiries. Fetch Pet insurance is not the most cost efficient, but she found every possible way to fit in our budget and receive everything we need for our boy. Remington is a pound dog with 15 minutes to live. We yanked him out of the euthanasia room..literally! He deserves the best care possible. I don’t know anything about Remi’s life before, but I know that he will be well taken care of and loved, and with all the help that Nadine gave us, his medical needs will be taken care of as well. Nadine is a true treasure to the company of Fresh Pet.

Insurer: Fetch

By: Ava Brown

Verified January 22, 2026

Couldn’t be any better

Couldn’t be any better. Claims are processed quickly, reimbursed appropriately and benefits are clear. I recommend this pet insurance to everyone who ask.

Insurer: MetLife

By: customer

January 22, 2026

First Experience Nightmare

It has taken from 8/4/2025 until January 21, 2026 to finally get my claims processed. I can’t express any compliments on my fist experience.

Insurer: Pets Best

By: VW

Verified January 22, 2026

Easy process to open a claim and submit…

Easy process to open a claim and submit the paperwork. The reimbursement process is also very fast.

Insurer: MetLife

By: customer of two dogs

Verified January 22, 2026

Everything was so flawless

Everything was so flawless. I was able to submit my claims via the app and get a notification within a short period of time. It was great!

Insurer: MetLife

By: customer

Verified January 22, 2026

Easy to use and file claims!

Easy to use and file claims!

Insurer: Spot

By: Lindsay Kerlin

January 22, 2026

Takes FOREVER to process claims, annoying website

I’ve been with pets best for a couple of months now. At first the website was going through changes and I couldn’t log in (it still requires unnecessary authentication each time) and the app wasn’t working. Now the website and app are a little better but claims take forever. Like 4-6 weeks to process even if you upload all of your pets medical records AND they have your vets contact info. So frustrating. I have received so many “sorry for the delay” emails.. I’m going to explore other options. It’s too bad because they offer great insurance and could be so much better.

Insurer: Pets Best

By: NOEL FIORE

Verified January 22, 2026

Speed and Accountability by Trupanion

My dog Mocha needed quick attention. I took her to her veterinarian who quickly diagnosed the issue. The vet provided the care and cost Mocha needed to Trupanion. Within a very short time Trupanion provided the Vet the ok and she was quickly attended. Mocha is much happier and I'm relieved that she's feeling better and my expense was minimal.

Insurer: Trupanion

By: David

Verified January 22, 2026

This company is awesome

This company is awesome, they paid my claims promptly with no issues.

Insurer: MetLife

By: Wendy

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