Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified January 23, 2026

Best decision ever

Getting pet insurance was one of the best decisions we’ve made for our dog. It’s one of those things you hope you won’t have to use but feel extremely grateful to have once you actually need it. Our dog has been in and out of the vet and ER for the past 20 days and Healthy Paws not only covered 80% of almost everything (after our deductible was met) but they did it extremely fast, in a matter of days. I couldn’t not recommend it enough!

Insurer: Healthy Paws

By: Jade

Verified January 22, 2026

Vets, Pets and Owners’ First Choicd

The coverage policy is easy straightforward and clear, easy to understand. Processing is quick and always comes with a thorough explanation.

Insurer: Trupanion

By: Monica

January 22, 2026

Can't Cancel/Stop Auto-renew?!?

I can not believe this company does not have a way to turn off the auto-renew of the policy. You have to call the day before and actually CANCEL the policy to prevent them from charging your card again. They are higher than most of the other companies. I've done the comparisons and will be going to another company. This was my first time having pet insurance. I did have to file 1 claim. Once the vet sent the information in, then I was able to get the reimbursement.

Insurer: ASPCA

By: Tom Tischler

Verified January 22, 2026

We enrolled our Australian Labradoodle…

We enrolled our Australian Labradoodle with Healthy Paws Pet Insurance 10 years ago, starting when he was just two months old, and have maintained the policy ever since. Over the years, Healthy Paws has supported us through multiple medical events, including therapy and a costly surgery a few weeks ago. We’re grateful for their reliability and consistent support, and we highly recommend Healthy Paws to any pet owner seeking trusted coverage.

Insurer: Healthy Paws

By: Aleksandr Galustyan

Verified January 22, 2026

Agent FRANKLIN made the application…

Agent FRANKLIN made the application process easy to understand, and made certain all of my questions were answered. Our little redfooted tortoise is healthy, and with Nationwide on our side she will stay healthy. THANKS NATIONWIDE! 💚🐢

Insurer: Nationwide

By: LaTrice J.

Verified January 22, 2026

Great customer service

Great customer service. Easy explanations and transparent plan coverage. Very friendly and helpful.

Insurer: Nationwide

By: A. Stone

January 22, 2026

Better than imagined!

My beloved and I have had Fetch Pet Insurance for several years, but this was the first year we had to use the policy benefits. I'll admit we were worried about the "hassles and hoops" that seemed to come with any insurance policy, and we braced ourselves for the worst. I am happy to say that the committed and extraordinary staff at Fetch handled our claims and other needs with both understanding and efficiency, and before we knew it, funds were wired directly into our checking account. From start to finish, the claims process exceeded our expectations and filled us with hope for the present and future, knowing we were seen and treated as a valued customer. Thank you to the staff and leadership for walking the talk of service that some companies never do.

Insurer: Fetch

By: DAVID

Verified January 22, 2026

Excellent agent Assistance

The agent I worked with was great. Very knowledgeable very concise with explaining the details of my new kittens policy excellent.

Insurer: Nationwide

By: RB

January 22, 2026

I recently submitted my first claim for…

I recently submitted my first claim for my golden retriever, and overall the experience was great. The online system was having trouble uploading my vet invoice, so I called in. They immediately apologized for the inconvenience and gave me a direct email to send the bill so they could process the claim. It took about a week or so, and I received my reimbursement pretty quickly. So far, I’m really happy with the service. I’ve never had pet insurance before, but based on this experience, I definitely recommend it.

Insurer: Pets Best

By: Araceli Carreon

Verified January 22, 2026

Fast claims processing

Fast claims processing, so far no issues

Insurer: Spot

By: Jessica

Compare top pet insurance providers plans.