Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


March 06, 2026

Pumpkin Pet Insurance offers reliable…

Pumpkin Pet Insurance offers reliable coverage and flexible plans that help pet owners feel confident about their pets’ healthcare. Their straightforward claims process and strong customer support make it a great choice for protecting your furry family members.

Insurer: Pumpkin

By: Ken machui

March 06, 2026

Outstanding response time

This is the second claim I've submitted, and the turn-around time was outstanding.

Insurer: Spot

By: AZprsn

March 06, 2026

Questionable business practices

Pets Plus Us was unresponsive to repeated requests for a basic clarification: what, exactly, they consider “pre-existing conditions” under my dog’s new policy. They have full access to the veterinary records, yet refused to specify which conditions they believe are excluded. After a letter of complaint to the Ombudsman at Northbridge, the parent company, forced a response, apparently I should keep paying a sizeable monthly premium and only find out whether my dog is actually covered for a treatment if or when I file a claim. That's not insurance, it'a game of roulette! There is no ambiguity when they debit my credit card each month, but when it comes to defining coverage, the company suddenly becomes vague. Asking customers to pay while withholding clear information about exclusions is reprehensible and feels like a sleazy way of doing business. A company that cannot clearly explain what it will cover does not inspire confidence or deserve any customer’s trust. Potential amd existing customers, please take note!

Insurer: Pets Plus Us

By: DJ

Useful
March 06, 2026

Hi love Healthy Paws

Hi love Healthy Paws! And I think the coverage is fair! The ONLY note I would have is I would love if Healthy Paws looked into covering herbal/holistic treatments!

Insurer: Healthy Paws

By: Hayley

March 06, 2026

Best Pet Insurance!

We switched to Pets Best after our previous emergency-only pet insurance raised rates twice. Even after adding the Wellness Package, we’re paying less than we were before. Our first claim for Heartgard was processed quickly and reimbursed by direct deposit. So far we’re very happy we made the switch!

Insurer: Pets Best

By: Debbie

Useful
March 06, 2026

Worth it.

After paying for years and never filing a claim and wondering if it was even worth it, I just had a huge claim out of nowhere, and Healthy Paws paid without a fuss. It was a huge relief not to have to argue with an agent or fight over line items (let alone be on the hook for the whole bill, which was...daunting).

Insurer: Healthy Paws

By: Adrian Allen

March 06, 2026

Helping keep our puppy safe!

We lost our first puppy to sudden illness and it was heart breaking. It has been very reassuring to have MetLife insurance with our second dog. Our dog Sally was having stomach issues and we took her to get x-rays. MetLife covered a large portion of our costs and it’s very helpful in these tough economic times as a young adult! Knowing we will be covered for our Vet and emergency visits makes us and our puppy feel more protected. Thank you!

Insurer: MetLife

By: Nathan Ryan

March 06, 2026

Submitting claims is super easy!

Submitting claims is super easy!

Insurer: Fetch

By: Crystal Garcia

March 06, 2026

Ease of filing claims and prompt…

Ease of filing claims and prompt payment.

Insurer: Fetch

By: Donna McClarin

March 06, 2026

Healthy Paws is an amazing company!

Healthy Paws is an amazing company. Every claim I submit is handled within 2 days, and every explanation (EOB) is clear and accurate. Unfortunately, my pets have had some pretty severe illnesses, and nothing is ever questioned. They are very fair, and I cannot imagine making care decisions without Healthy Paws.

Insurer: Healthy Paws

By: Carol Christ

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