Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified January 26, 2026

Great service

I have been with Nationwide pet insurance for my dogs many years. I have always gotten print accurate service.

Insurer: Nationwide

By: customer

Verified January 26, 2026

very east to submit invoices

very east to submit invoices. promptly reviews claims and tells you what is applied to your account

Insurer: Trupanion

By: Gina

January 26, 2026

Waste of time and money

I’ve been paying Embrace insurance while still paying for my pet visits, they won’t settle my first claim or reimbursement anything even after providing information that my vet gave me, that they requested. They claim they need even more information. Looks like a scam, they should be ashamed. Whoever is considering this insurance shouldn’t consider it unless you like to just pay bills because you will be paying for you pet visits/ procedures while still paying them and won’t be reimbursed at all. They made my pet visit so complicated and undesirable with how many times I had to contact my vet and forward information only to have them say they need more!!!!! Terrible.

Insurer: Embrace

By: Aeeda Mayo

Verified January 25, 2026

Very easy to file

Very easy to file. Fast to process claims

Insurer: ASPCA

By: Maria E Silva

Verified January 25, 2026

Preapproval was easy

Preapproval was easy, and Trupanion worked smoothly with the vet hospital

Insurer: Trupanion

By: Jane

Verified January 25, 2026

Easy & Fast

We learned about Fetch Pet Insurance from Humane Society of Silicon Valley when we adopted our first kitten Pepper. The price is affordable and the process of filing a claim is easy and fast.

Insurer: Fetch

By: Angela

Verified January 25, 2026

they cover nothing and the expense of…

they cover nothing and the expense of the cost goes up every year. i woukd never recommend anyone to this insurance and neither would my sister and myv2 sons who also has tgen

Insurer: Trupanion

By: darlene

Verified January 25, 2026

Easy claim process

Easy claim process, quick decision and payment.

Insurer: MetLife

By: customer

Verified January 25, 2026

Great App/ Service

Navigating the app is very easy. Making a claim is straight forward and easy. The waiting period is not lengthy.

Insurer: Spot

By: Darcy Gutierrez

Verified January 25, 2026

My baby was in the ICU for 72 hours and…

My baby was in the ICU for 72 hours and the bill was high. Met Life Pet sent a check within 1 week of me submitting the information. Fast service and condolences because my baby passed away

Insurer: MetLife

By: Pat Holbert

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