Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
59,035 total
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Relatively painless experience
Relatively painless experience. I never felt like I was fighting for payouts. Everything that should be covered was covered with minimal (if any) denials. Two issues that kept me from giving 5 stars: 1) annual rates skyrocketed over the life of the pet (understandable, but still sticker shock), and 2) payouts were often months after the fact. If you can financially weather that, then no problem, but if paying a bill and waiting several months for reimbursement would disrupt your life, you should maybe look elsewhere
Insurer: Pets Best
By: John
Response to claims is quick and fair
Response to claims is quick and fair. It's a huge relief to know that I have the insurance and that the company keeps its word.
Insurer: Pumpkin
By: Diane Dowling
Fast service
Fast service. Nice to have direct deposit for claims. Thanks
Insurer: MetLife
By: Gina and Pinto Bean
Claims are received and acknowledged…
Claims are received and acknowledged quickly. Within a day or two they complete the processing procedure and you are notified. I have yet to have to give any additional information over a screen shot of the bill. Truly the best pet insurance I have ever had.
Insurer: Pumpkin
By: Karen
Easy to submit vet bill
Easy to submit vet bill
Insurer: Pumpkin
By: Kathy
Great quick claim service
Great quick claim service. Received reimbursement of funds quickly!
Insurer: Embrace
By: Edgar Anderson
Easy
Very easy platform and claims are completed in a timely manner. Pumpkin provides exactly what is promised.
Insurer: Pumpkin
By: Carol
Best decision I ever made
The entire experience was so easy and reimbursement was so fast. This was truly a hassle free experience. I cant recommend this company enough.
Insurer: Pumpkin
By: Davin
Process could not be easier
they always process the claims quickly
Insurer: MetLife
By: Donna Cox
Trupanion
The vets at Garden State take Trupanion as payment, all we had to lay out was the 10 percent. My dog had cancer and had treatment for over a year. They payed out over 65,000. Cancer finally took her. We have a new dog now and she is insured by Trupanion.