Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Trupanion is always right there for me.
Trupanion is always right there for me. I have had Trupanion for several years and multiple dogs. Whether it's an emergency or a need for illness care, the one thing I'm sure of is that Trupanion will enable me to get the best care for my dogs. My dogs are my teamates in dog sports as well as my companions. Trupanion makes it as easy as they can to help us. I especially appreciate being able to process claims through my Vet's office when they participate.
Insurer: Trupanion
By: Terry Barnaby
Great insurance
Great insurance They respond super fast
Insurer: Spot
By: Yalitza Gomez
The registration process was simple
The registration process was simple. Plus, we had Nationwide Pet Insurance for our last pet, and it was simple to submit claims, and we were very satisfied with the service.
Insurer: Nationwide
By: Margaret Hawker
Protect your pet, get MetPet Insurance
This is the best by far best pet insurance! I don;t know what I would've done without it. My 2 fur babies have had life threatening illneses. Very exspensive tests and prcedures to save their lives. Yes, you pay upfront,but fully reimbursed within a few days.I am so very greatful for MetPet Insurance!!!
Insurer: MetLife
By: Linda E Bartko
I had never submitted a claim
I had never submitted a claim. I submitted one this month and it was so easy and simple.
Insurer: MetLife
By: Estela
SPOT best pet insurance company, bar none!
I have been with 2 other pet insurance companies in the past. They cost more, fewer benefits were available, and it took a really long time to receive my reimbursement (it was 5 months one time). I love the simplicity and efficiency of SPOT!
Insurer: Spot
By: Barbara Wood
Super easy to use
Super easy to send in claims and customer support has been helpful. Gives a breakdown of what got covered hy the insurance.
Insurer: Spot
By: Kiwi
Payment of claims...
I hate that it comes down to this, but you just always read the fine print. They say the claim is processed in 2-3 business days, however what they do not tell you is that it takes 4-6 weeks to review the claim before they process it... At this point I feel like it is a Scam and would not recommend and make sure to review all other Pet Insurance options and read the fine print. Also, in talking to the person a few minutes ago, I really got the feeling that he was trying to prepare me for when the claim comes in do not expect the full amount to be paid...
Insurer: Spot
By: Scott Trapp
Quick response for the reimbursement
Quick response for the reimbursement
Insurer: Spot
By: Sam Bagnall
Impressed with Pets Best
Our dog had a major leg injury in December 2025. We filed several claims for the same injury as she had multiple visits to the vet, including the emergency visit, a big surgery and many follow up visits. We had a $250 deductible and 90% coverage and they paid as expected in a timely manner so we are very happy with Pets Best! Without it we would have paid thousands of dollars.