Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


March 09, 2026

Easy to file a claim and settle claims

Easy to file a claim and settle claims. Pet insurance made easier to navigate through a difficult time.

Insurer: Prudent Pet

By: Anthony Nguyen

March 09, 2026

$1,500 vs $10K saved our boy!

We recently had to go through quite the ordeal with our 10yo lab, Bon. He had a slipped disc the week before Christmas. Thankfully, with Trupanion Vet-Direct Pay we were able to get our boy an MRI and surgery without trying to figure out how to pay a $10K+ MRI/Surgery/Hospitalization costs. Trupanion pre-approved the costs and we were only responsible for a small deposit of what wasn’t covered. This saved my guy from suffering through pain management and eventually becoming paralyzed. I’ll never not have Trupanion!

Insurer: Trupanion

By: Joy

March 09, 2026

It usually eventually pays but they…

It usually eventually pays but they make you jump through hoops to prove what you had done was true even with vet soap motes. All people on phone are extremely helpful and kind.

Insurer: MetLife

By: customer Dorine

March 09, 2026

Claim was paid on time and all seems…

Claim was paid on time and all seems accurate

Insurer: MetLife

By: Catherine

March 09, 2026

Easy to use - Fast to pay

Trupanion makes the process so easy and they are always fast to pay the claim. Thank you!

Insurer: Trupanion

By: Julie

March 09, 2026

Our small Chhuahua Pebbbles had 5…

Our small Chhuahua Pebbbles had 5 strokes last week after being attacked by another dog. Pet Emergency in Palm Beach Gardens Florida had her in minutes. The team of doctor and assistants did a fantastic job of gettin her on her feet. They kept her 24 hours and administered exceptional care. We filed a claim true Pet Emergency and the claim was settle within minutes. We have been with Trupanion for several years and have nothing but praise for the servce and customer care, especilly in time of needs.We highly recommend.

Insurer: Trupanion

By: Bob Armand

March 09, 2026

Very easy to submit a claim

Very easy to submit a claim, and it was handled quickly.

Insurer: Pumpkin

By: David Wolff

March 09, 2026

The documents were mislabeled after…

The documents were mislabeled after they were uploaded which caused my full claim not to be paid out on the first review. It took multiple calls for them to finally get it correct.

Insurer: MetLife

By: customer

March 09, 2026

I submitted a claim and it was easy to…

I submitted a claim and it was easy to get reimbursed

Insurer: Spot

By: customer

March 09, 2026

Pets Best is the BEST!!

Our 2 y/o cat suddenly started crying out in pain one afternoon which resulted in a visit. Two visits, a procedure and hospital stay later for bladder stones, I have been shouting Pets Best's praise from the rooftops. We could t have gotten him the help he needed if we didn't have insurance. The claims process, communication, and payment is easy and straightforward. Thank you!!

Insurer: Pets Best

By: Tara

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