Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified October 24, 2025

I would highly recommend Metlife

I would highly recommend Metlife for pet insurance. This is the best pet insurance out there. Friendly caring and very knowledgeable staff. Very easy to place a claim if necessary. Helpful newsletters.

Insurer: MetLife

By: Jerseygirl

October 24, 2025

Do not spend the monthly fees they are…

Do not spend the monthly fees they are all the same won’t cover any emergency procedures

Insurer: Embrace

By: McFly Medina

Verified October 24, 2025

Absolutely recommend!

MetLife is great to work with. The claim process is straightforward and their customer service is top notch.

Insurer: MetLife

By: Kate Conte

Verified October 24, 2025

Overall

Overall, I have a great experience. My only complaint would be the amount of time the claims are being approved. I think that it would help for a faster turnaround and having the reimbursements over to us quicker.

Insurer: MetLife

By: customer

Verified October 24, 2025

They do not cover much

They do not cover much. Pre-existing conditions, like being a senior dog who has had joint pain before can cause them to not cover medication. All claims require not only the itemized bill (understandable) but also doctors notes, even when it's routine and no outlandish charges are present. Not worth the money they charge in my experience. We certainly are not renewing.

Insurer: MetLife

By: Disappointed Dog Mom

Verified October 24, 2025

Its always easy to submit a claim and…

Its always easy to submit a claim and it is super fast to receive an answer

Insurer: MetLife

By: Efrain T Collazo

Verified October 24, 2025

Quick reimbursement

Quick reimbursement, easy app to submit claims

Insurer: MetLife

By: Sara

Verified October 24, 2025

Metlife app and website...

I tend to use the metlife app for almost everything. Overall the app and website have improved over the last year, but still have some hard points. When I submit a claim, I can now get a little visibility into the status, but not a lot. I have recently submitted an appeal and that just disappeared from my app. When I contacted customer service, they told me that it is automatically completed, but the customer gets no visibility into the process. It can also take approx. 45 days. I think the app should have a small box to check if the claim is for a previously approved condition, or new. Also there should be a small box that allows comments so we can additional pertinent information.

Insurer: MetLife

By: Amy

Verified October 24, 2025

No surprises!

I’m extremely pleased with the policy purchased for our rescue pug. No surprises, everything paid as agreed. Couldn’t be happier!

Insurer: MetLife

By: j s

Verified October 24, 2025

Great service and benefits

Really easy to submit a claim, quick turnarounds and I am happy with the benefits

Insurer: MetLife

By: Devan Kovach

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