Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Timely
Timely, responsive, and fair. Very pleased with Spot and all that they cover. Jack is my best friend and want only the best for him. Spot helps me do this. Thank you Spot!!
Insurer: Spot
By: Maria Grimshaw
Annual Preventative Treatments
Pumpkin keeps me informed about my dog's policy and I find the process for submitting a vet bill to be so easy & quick. Payments made back to me are timely and generous. My dog's routine vaccinations and preventative treatments are covered completely, which takes away the stress of getting them taken care of.
Insurer: Pumpkin
By: customer
Efficient process
I called in order to give praise for the great service I received from MetLife Pet Insurance. So many people call to complain, but not many take the time to call to say thank you and say great job! They approved my claim in 2 days. Very efficient process.
Insurer: MetLife
By: Nicole
It was so easy to send a claim for my…
It was so easy to send a claim for my dogs. They are prompt with reimbursements.
Insurer: Spot
By: Willie Radu
Fetch is really the best pet insurance…
Fetch is really the best pet insurance company. My chihuahua unfortunately needed a knee surgery to walk properly. Fetch covered the portion of the fee as my plan indicated right away. It really relieved the finance on my side. Every pet owner should get a pet insurance for your baby because you never know when would you need it.
Insurer: Fetch Canada
By: customer
app is really easy to use
The app is really easy to use, very straightforward and I’ve yet to have an issue with my claims.
Insurer: MetLife
By: Cindy T.
Really quick response to claim
Really quick response to claim. It is quite easy to submit a claim. You all could teach human insurance companies a few things!
Insurer: Spot
By: Huni Fulgham
When the unthinkable happened…
I love that met life was there for us when tragedy struck My sweet sphynx passed away suddenly. They reimbursed almost all the funds spent trying to save her. I was able to take that and recycle it into getting my new baby! Thank you MetLife!
Insurer: MetLife
By: Jessaca Sapp
It was easy submitting my claim and the…
It was easy submitting my claim and the payment was made Ina reasonable time.
Insurer: MetLife
By: Tracie Montgomery
EMBRACE IS ABSOLUTELY EXCEPTIONAL
I’ve had Embrace for almost 8 years and I can’t begin to find the words to describe how much I appreciate them! There have been some issues with my GSP (Cooper) over the years with allergies, a couple surgeries and some fairly expensive Vet visits. In all of the years and claims (and there have been many), Embrace has always been there for Cooper and I! They’ve always gone “above and beyond”! The turn around on the pay time frame is exceptional. I put two claims in on 3/6/2026 and received emails on 3/7/2026 stating they were approved. With all of my animals, I’ve never had pet insurance, but since I was retired when I got Cooper, it seemed like a good idea to have some coverage on him. Little did I know or even begin to imagine how fortunate I have been with Embrace. It’s my mission to tell everyone that will listen about Embrace Pet Insurance and have received many thanks from my “pet owner” friends for recommending Embrace!
Insurer: Embrace
By: Ruth Nelson