Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified October 27, 2025

Very easy to submit a claim and get it…

Very easy to submit a claim and get it approved. It took less than 24 hours to get paid for my pet’s surgery.

Insurer: Pumpkin

By: Michael

Verified October 27, 2025

No stress, just efficient

Just incredibly fast and efficient. I wasn’t stressed about this process and was able to focus on my poor sick kitty. Thank you so much.

Insurer: Pumpkin

By: Ashley O.

October 27, 2025

Claim process

Submission of a claim was fairly simple. When additional information was needed they reached out to the provider. I had to take Jack to an emergency vet as our normal vet does not have night hours. I received an Email telling me how much of my claim was approved with little explanation. With a vet bill of over $1100 I felt the reimbursement of slightly over $300 was on the low side. Still I’m glad I had insurance to get some money back

Insurer: Embrace

By: John Druckenmiller

Verified October 27, 2025

Excellent experience

This pet insurance company is extremely fast and reliable. They process your claim very quickly and keep you posted on the status. Highly recommend.

Insurer: Pumpkin

By: Gloria Neisinger

Verified October 27, 2025

Surgery

I didn’t know if Insurance would cover my dog’s surgery, but it did.

Insurer: MetLife

By: Margotcustomer

Verified October 27, 2025

Incredible service

Incredible service. There was no wait. Had the money the next day. Amazing

Insurer: Pumpkin

By: Scotty Moore

Verified October 27, 2025

Easy to submit claims

Easy to submit claims. Claims are processed promptly. Thank you!

Insurer: MetLife

By: Katelyn Lange

October 27, 2025

Excellent claims processing - clear and fair

I've had Embrace for my dog since she was a puppy and she's now 11. It's very easy to submit a claim online; claims are reviewed and resolved very quickly and I've always had clear communication from Embrace

Insurer: Embrace

By: Alison

Verified October 27, 2025

Easy to submit claims!

Easy to submit claims!

Insurer: MetLife

By: customer

Verified October 27, 2025

Cannon IVDD…

This was my first time to use my Spot for Cannon. I’ve been very pleased with the ease of filing and their response time and help when needed.

Insurer: Spot

By: Patrioticcarol

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