Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified October 27, 2025

Best Pet Insurance on the Market

I've been with Spot Insurance for two years now and I have to say that they live up to their reputation. Each time I submitted a claim, it was completed within 2 - 3 days. I would recommend this insurance company if you are looking to insure your pet.

Insurer: Spot

By: Linda Long

Verified October 27, 2025

Awesome customer service and excellent…

Awesome customer service and excellent claim turnaround time.

Insurer: MetLife

By: Melissa

Verified October 27, 2025

Great company and the insurance saved…

Great company and the insurance saved my dogs life!

Insurer: MetLife

By: customer

October 27, 2025

Very Slow Processing Claims

I submitted 2 claims early this month and they have not been paid yet. They are waiting for records apparently, but I checked with the vet today and all of her records were sent 5 months ago, so they should have them all. I sent a question to claims and haven't heard anything. I have not received any email communication from Embrace. Very frustrating.

Insurer: Embrace

By: Kim Johnson

Verified October 27, 2025

Thank you ALL at Metlife for taking…

Thank you ALL at Metlife for taking such great care of my Solace and Zeke McIntire. It's such a comfort to know they are a priority and reimbursement is promptly received.

Insurer: MetLife

By: JoEllen McIntire

October 27, 2025

Super easy online claim filing and…

Super easy online claim filing and super fast reimbursement.

Insurer: Embrace

By: Angela Bennett

Verified October 27, 2025

Fast and Efficient

The review was fast and efficient and I had my payment within a week. Sometimes these emergencies are quite costly, and it’s nice when the insurer doesn’t drag their feet and gets you the money you need to be able to care for your pet.

Insurer: MetLife

By: Elena

Verified October 27, 2025

Seamless transaction and quick…

Seamless transaction and quick reimbursement.

Insurer: MetLife

By: Inv

Verified October 27, 2025

Easy to submit and get paid

Easy to submit and get paid. Thank you!

Insurer: Spot

By: Hannah

Verified October 27, 2025

Claim payment times are getting quicker.

Claim payment times are getting quicker.

Insurer: MetLife

By: Barbara Novak

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