Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


March 17, 2026

Great claims experience

My cat Sophie was diagnosed with acute pancreatitis. She was hospitalized and the vet bill was $5000.00. I contacted Spot pet insurance and they walked me thru the claim process. I am happy to say my payment was exactly as promised and prompt. Thank you for your compassion and handling my claim quickly. Sophie is doing well.

Insurer: Spot

By: Janice Farrow

March 17, 2026

MetLife truly changed Nala’s life

MetLife truly changed Nala’s life. When she was in unbearable pain and couldn’t walk, they helped make her spine surgery possible. Now she’s thriving in rehab and back to her happy, playful self. We’re endlessly grateful for the care and support they gave our girl her happy life back.

Insurer: MetLife

By: Lauren Nala’s mom

March 17, 2026

Healthy Paws Coming in Clutch!!

We've had Healthy Paws pet insurance since my dog was a pup. He is currently 7 years old, and we've only had to use the insurance a few times in 7 years. Mostly for a few x-rays and one ultra sound. But last weekend, that changed when we ended up at the animal hospital. He ended up being admitted and having to stay overnight for a procedure. We were worried about our boy, but thanks to Healthy paws, we didnt have to worry about how we were going to pay the vet bill. After everything was said and done, the total bill was over $5000. Since we have the 90% coverage plan and already met our $250 deductible, we were only responsible for the exam fees, two $8 medications and 10% of the remaining bill. The funds were deposited in our checking account within 2 days. Remember, you dont buy insurance knowing you're going to use it, you buy it for the time or times you will need it. Thanks Healthy Paws. We are adding another rescue to our family and will be purchasing additional coverage for her.

Insurer: Healthy Paws

By: Damian Berrios

March 17, 2026

I had a great experience with Spot

I had a great experience with Spot. Was kind of nervous this being the first time for a claim. Received reimbursement 1 week later to my delight. I was expecting delays & hassles. But everything went smooth. No hold ups. I’m a very happy customer! Staying with Spot.

Insurer: Spot

By: Shelley Gould

March 17, 2026

Great coverage

Great coverage! Fetch is a blessing. I hoped I would never have to use the insurance because you know your pet family member is in distress. The coverage was great. They were detailed and broke down the coverage on all the procedures performed. I still hope I will never have to use them again, but if I do, I know I am covered!

Insurer: Fetch

By: Cordell Brooks

March 16, 2026

Great product!

I can always count on healthy paws to support my pet in both big and small incidents. I really appreciate going into a scary health situation knowing they will have our back. I have used the product for years and am very happy with it.

Insurer: Healthy Paws

By: Allison W.

March 16, 2026

Easy to make a claim

Easy to make a claim, quick respinse

Insurer: MetLife

By: Daisy

March 16, 2026

Very positive experience

Claims were easy to submit and response times were faster than anticipated. Our claims were covered and paid promptly.

Insurer: MetLife

By: SD

March 16, 2026

Claims

The claim process was easy with a quick turnaround of payment.

Insurer: Fetch

By: customer. BK

March 16, 2026

Good coverage and fast claim…

Good coverage and fast claim processing, but small things don't smell good. I made a change to my coverage (copay/limits), and later I found out there were changes in the overall policy that excluded taxes from their coverage. So in Ontario, where there is a 13% HST, that is a substantial impact. However, that was buried in the policy when I supposedly change the numbers (premium, copay, limits) only. Felt quite sneaky to me.

Insurer: Fetch Canada

By: Augusto Quadros Paes de Barros

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