Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified October 31, 2025

Fast processing time

Fast processing time! Clear and concise feedback on the claim and reimbursement details.

Insurer: MetLife

By: Bora

Verified October 31, 2025

Healthy Paws was incredible!

Healthy Paws was incredible in helping with Ally's treatment. I was hesitant in opting for TTA surgery after trying several conservative steps (rest, NSAIDs, and a brace) but ultimately it was necessary. Healthy Paws covered a huge portion of the surgery and checked in to make sure Ally was doing well. I can't say enough great things about their support!

Insurer: Healthy Paws

By: Susan Dunn

Verified October 31, 2025

The coverage is great, but claim order and customer service need work.

I love the coverage, and generally I love having met life however the way claims are completed, the order in which things are done, and the absolute monstrosity I ran into a month or so ago when attempting to rectify an issue that happened on MetLife’s end from how it was explained to me, was extremely frustrating and if it continues I will consider another company.

Insurer: MetLife

By: customer

Verified October 31, 2025

Great, first time experience

The girl that helped me fill out the claim form was so helpful and patient. I expected the claim to be denied, but was so surprised when it went through so quickly. in the beginning I was skeptical about getting my dog health insurance but now I’m glad that I did.

Insurer: Spot

By: Josh Blatchford

Verified October 31, 2025

We have had MetLife pet life insurance for our two Doodles

We have had MetLife pet insurance for our two doodles for the last three years. One of our doodles, Harley, is getting up there in age (arent’t we all?) and has had more vet visits than we or he would have liked. There are two pieces of really great news: (1) Harley is almost 15 1/2 years old and is doing great; and (2) MetLife pet insurance has been amazing, including phenomenal customer service. We very much appreciate it . . . and so does Harley.

Insurer: MetLife

By: AMS

Verified October 31, 2025

Easy claims submission

Easy claims submission, prompt reimbursement

Insurer: MetLife

By: customer

Verified October 31, 2025

There is such a burden

There is such a burden! Time limits, SOPs, etc. My vet is very slow to finish charting and SOPs, so it’s a challenge for me to get things in on time. Then the requests for information is ridiculous. For example, I submitted the order for her monthly flea/tick/heartworm prescription and her eyedrops. I used the vet pharmacy and the paperwork showed that but I still received requests for more information. Ridiculous and burdensome at a time such as this. Also, the app is finicky and glitchy and not really that user friendly but you don’t miss a beat trying to sell me something.

Insurer: MetLife

By: Jaretta

Verified October 31, 2025

Fast payment

When all the documents are provided, claim payment is fast.

Insurer: MetLife

By: Ben Chaff

Verified October 31, 2025

Good coverage and fast processing

Good coverage and fast processing times. The application is easy to use and submit claims. When I have had questions, they were answered quickly and with enough information to help.

Insurer: Spot

By: Jennifer

Verified October 31, 2025

Easy submission process for insurance…

Easy submission process for insurance claim and quick turnaround to receive pay out.

Insurer: MetLife

By: customer

Compare top pet insurance providers plans.