Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified February 06, 2026

The ease of submitting claims

The ease of submitting claims. I got my checks within a week of all 5 being approved. Awesome!

Insurer: Pumpkin

By: Kristine

Verified February 06, 2026

easy sign up process and fast coverage

easy sign up process and fast coverage

Insurer: MetLife

By: ADRIAN MARTINEZ

Verified February 06, 2026

Speedy and everything but my copay…

Speedy and everything but my copay deposited no hassle during this stressful time with my pet- they make it it flawless and efficient.

Insurer: Fetch

By: Gabby

Verified February 06, 2026

Application

I am a previous customer and am trying to come back to you after being with embrace. You are now needing to get vet records even though I've never been without coverage since leaving nationwide the 1st time due to rate increase. I have not heard anything on my application. I was under the impression I was already approved when I signed up and canceled my previous coverage with embrace. I need an answer so I will know whether or not to seek coverage elsewhere.

Insurer: Nationwide

By: Rick Lucas

Verified February 06, 2026

the rep was very nice and knowledgeable…

the rep was very nice and knowledgeable and made sure I got the best deal and coverage for my newest pet.

Insurer: Nationwide

By: Rozlynn Harris

Verified February 06, 2026

Want it to cover preexisting conditions? Forget it.

They seriously don’t cover anything that they have the right to deem is at all related to a “past illness”. Like if there is a tooth issue once they don’t cover a tooth issue 3 years later?? That is completely unrelated. Another ridiculous insurance company.

Insurer: Figo

By: Joel

February 06, 2026

Working with Pets Best is so easy

Working with Pets Best is so easy. Claims are processed quickly and accurately, and their customer service is always so helpful. I have been a client for over 5 years (simce my dog was 8 weeks old), and I recommend them to every pet owner I know.

Insurer: Pets Best

By: Amy

Verified February 06, 2026

The claim process is so easy and quick!

The claim process is so easy and quick!

Insurer: Spot

By: Tanya Perez

Verified February 06, 2026

Beyond Insurance Hospitality

Spot Pet Insurance genuinely cares for your pets health and wellbeing. My 18 month old mini-schnuazer suddenly passed away about 17 months ago with no warning. Spot reached out to me with an email, phone call, and card expressing their condolences. They approved my claims with no questions asked and I had a check within three weeks. My current schnauzy had her annual physical a few weeks ago and they approved all of the preventive care with no questions asked. Then a couple of weeks later my schnauzy tested positive for a parasite and Spot approved payment for my claim within two days of submitting it with no questions asked. I looked into several different pet insurances, and I don't regret my decision in choosing Spot Pet Insurance.

Insurer: Spot

By: Diana

Verified February 06, 2026

Reliable coverage at a competitive…

Reliable coverage at a competitive rate. Very pleased with the reimbursement time.

Insurer: MetLife

By: Larry

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