Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


November 03, 2025

Claim Process

The Pets Best insurance claim process is incredibly simple—fast to submit and impressively quick to process. Getting reimbursed for your pet’s care couldn’t be easier!

Insurer: Pets Best

Veterinarian: Petchester Veterinary

By: Marjan

Useful
Verified November 03, 2025

Easy to submit claim payment done…

Easy to submit claim payment done quickly and easy

Insurer: MetLife

By: customer

Verified November 03, 2025

Fast and easy to file claims and get…

Fast and easy to file claims and get reimbursement!

Insurer: MetLife

By: customer

Verified November 03, 2025

Filing the claim was pretty seamless

Filing the claim was pretty seamless

Insurer: MetLife

By: customer

Verified November 03, 2025

So happy with MetLife

So happy with MetLife! Always quick with claims and never any questions. It is nice to have piece of mind knowing that we have this coverage for our boy Koda!

Insurer: MetLife

By: Terri

November 03, 2025

the worst insurance company

I'm very disappointed with this company. At first, they made partial payments. Now they're not making any payments at all. They refuse to pay. The last time, they didn't pay for my heartworm pills, even though it's included in the treatment plan. I want to stop using their services.

Insurer: Pets Best

By: Alsu

Useful
November 03, 2025

Trash Insurance

Garbage insurance. Just throw money at them and hope they'll cover, if they do, it'll go toward a deducible. Vets and vet insurance is the best embezzlement scheme ever. This company sucks at each level.

Insurer: Pets Best

Veterinarian: Lexington Animal Clinic

By: Derp

Useful
Verified November 03, 2025

MetLife has made life easier

MetLife has made life easier, helping out with cost of vet visits, easing my stress whenever my dog has health issues.

Insurer: MetLife

By: Tamara Castleman

Verified November 03, 2025

great service

Rapid response, easy access to my claim

Insurer: Spot

By: Arturo Vidana

November 03, 2025

I normally don't believe in pet…

I normally don't believe in pet insurance, but after 3 of my pets had costly health issues over the past few years that are now chronic requiring specialists for foreseeable future, I started considering it. I got concerned if any new health issues would arise so I landed on Pets Best since they don't require initial vet visit which is a huge pain for multiple pets. After a year, I wondered if I should keep it since I was still paying out of pocket for pre-existing conditions and I hadn't met my deductible for new minor issues that popped up. Then suddenly another one of my pets who was always healthy got really ill and I rushed her to the ER. They stabilized her and it cost $5300. This was my first big claim I ever submitted, so I worried if they'd honor it. It wasn't a pre-existing condition so I told myself that I'd cancel the policy if they denied the claim. About 3-4 weeks later I got an email confirming they paid out the claim which was the amount I expected based on my policy. I was so happy and am definitely sticking with them. I took a star off because they've been having intermittent technical issues with their app and website for about a month. I was also on pins and needles waiting for a response, so I'm not sure if 3-4 weeks is typical since I've never had pet insurance before. I even uploaded all the medical records from the visit hoping that would expedite it. Other than that, I'm very satisfied and if they finally fix their app/web issues permanently and speed up the wait time for a claim response, I'd give 5 stars. CS isn't helpful if you call to get a status update, they just told me they're probably backed up with claims and will do their best. The outcome is what I care most about though...they covered exactly what was supposed to be covered.

Insurer: Pets Best

By: Mayli

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