Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,987 total


Verified November 10, 2025

MetLife is very easy to use and also…

MetLife is very easy to use and also prompt on payment.

Insurer: MetLife

By: customer

Verified November 10, 2025

Loving My Pet and PetLife

Very easy to submit claims , quick turn around and love getting articles on pet health , safety and health

Insurer: MetLife

By: customer

November 10, 2025

Great to work with

When I purchased the policy the agent explained the coverages recommended for a puppy. I had two puppies at the time, that are now 2 years old. Since purchasing the policies for both my fur babies they have had sick visits and one hospital stay. I never though I would need pet insurance but I'm glad I chose Embace. I

Insurer: Embrace

By: Maggie Castro

Verified November 10, 2025

Terrible experience

Terrible experience. Have used this company for years and my claim was denied with no explanation or request for more documents. To think that your dog needs an annual exam and can not get any coverage is horrible for a pet owner.

Insurer: Spot

By: HU

Verified November 10, 2025

Highly recommend MetLife

I have been very happy with MetLife pet insurance. At one time I was with nationwide and was very dissatisfied with their coverage. I will never switch again and recommend MetLife to everyone.

Insurer: MetLife

By: Jennifer Lively

Verified November 10, 2025

Fast review of the claims.

Fast review of the claims.

Insurer: MetLife

By: customer

Verified November 10, 2025

Simple process and a quick review led…

Simple process and a quick review led to reimbursement for my pet's unexpected ER visit.

Insurer: MetLife

By: Joe

Verified November 10, 2025

Have never been able to afford pet…

Have never been able to afford pet insurance and was skeptical. After getting my pets their care and turning in the documents, I wasn’t sure how things would flow with insurance, since I’d never filed a claim. They helped me through the filing process, and when everything was done, I believe they want to help us take care of our pets.

Insurer: MetLife

By: RV

Verified November 10, 2025

I used to love Trupanion, not anymore

I used to love Trupanion, always quickly responsive with claims. Then, they turned down a claim saying it was a precondition even though back in 2022 they paid for an extraction and the medication used, they said they don't do dental cleaning, but they did pay for the above. I sent a claim in this month for 11 extractions and they paid nothing. They said it was a pre existing condition. Conveniently my claim for dental in 2022 was missing from the website. I think this company might have changed owners? anyway, not paying for extractions due to abscess and claiming pre existing condition so they don't have to pay $4000 is despicable.

Insurer: Trupanion

By: Tami

Verified November 10, 2025

easy to submit claims!

easy to submit claims!

Insurer: MetLife

By: Joanne

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