Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


March 27, 2026

Beagle back injury

My beagle injured her back while playing ball. We got an estimate of $12,000.00 for her MRI and surgery. I paid for her care with my credit card and submitted a claim to PetsBest. In roughly 3-4 weeks my claim was approved and the funds were deposited in my bank account about a week later. My beagle is 10 years old and we are not wealthy. We had to have a serious conversation about what to do because of the cost of her treatment. Thankfully we made the right choice and PetsBest helped save my beagle from an end we didn't want. I am very happy with PetsBest and would recommend them to anyone.

Useful
March 27, 2026

Easy access over the Internet with…

Easy access over the Internet with complete coverage instructions

Insurer: MetLife

By: James Heckman

March 27, 2026

Grateful for MetLife pet insurance

Met life pet has been and is my trusted pet insurance for years. The premiums have been reasonable for the ease of the claims . It has allowed me to financially manage life threatening illnesses so my best pup pup is still with me today.

Insurer: MetLife

By: Jennifer Keith

March 27, 2026

Spot is my favorite pet insurance company…

Spot is my favorite insurance company i've used and I've used at least 4 different ones. I've never had an issue with Spot covering medical treatment. I've never had to appeal or fight with them. They also cover way more than other insurers, like behavioral issues. Their platform is easy to use and their pricing is fair. They also offer a multi-pet discount, which is nice!

Insurer: Spot

By: Lyndsay

March 27, 2026

Easy as pie

Putting in a claim on the app was so simple. I was so relieved. Thank you so much.

Insurer: Spot

By: Roxanne Hernandez

March 27, 2026

Fast and reliable

Fast and reliable, my claim was settled in a few days

Insurer: Fetch

By: Bill

March 27, 2026

Was very happy with the ease of the…

Was very happy with the ease of the claim! Happy to have insurance for my new baby!

Insurer: Trupanion

By: Valerie

March 27, 2026

It was very disappointing that…

It was very disappointing that Trupanion found almost a $1,000 in 'exam fees' during emergency room and surgery stating that exam fees during emergency surgery should be budgeted for. It does not make any sense to put them in the same category as a yearly exam. Also the misapplication of the coinsurance and using that to effectively to increase the deductible to $1,100 before Trupanion covered anything. This makes it extremely hard to recommend company to others.

Insurer: Trupanion

By: John & Rachel

March 27, 2026

Good

Easy to check claim status and see what was covered once claim was finished

Insurer: Pumpkin

By: Ge

March 27, 2026

Always amazed at how fast and seamless…

Always amazed at how fast and seamless your claim processing is. Filed Wednesday afternoon, money in my account the next day!

Insurer: Trupanion

By: Tom Skaar

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