Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


March 26, 2026

Easy to use app

Very prompt attention to my claims. The app is very easy to use. I have direct deposit for my claim payments.

Insurer: Spot

By: Anita

March 26, 2026

My heart

Unfortunately, I’ve had to submit three claims in the last two weeks. And they were extremely fast with reimbursement.

Insurer: Spot

By: Lois Catherine

March 26, 2026

We were so worried about our dog

We were so worried about our dog. Thank God, we started this coverage when he was a puppy and kept it. It has taken a good deal with the stress away while we can still focus on our little guy and get him better. I have recommended Trupanion for the last 2 1/2 years to friends and family.

Insurer: Trupanion

By: Theresa Peters

March 26, 2026

Except for the dental coverage I think…

Except for the dental coverage I think this is the best insurance for pets. Teeth cleaning under anesthesia should be considered a treatment. I was told my dogs tartar was pre existing..as a clinician this is humorous since every person or animal has tartar.

Insurer: Trupanion

By: Kathleen

March 26, 2026

Healthy Paws is the best coverage for…any Health issue that arises, along with maintaining their health!

Healthy Paws is the best coverage for your dogs , ever! Always quick and responsive with excellent support. My dogs lives have been wonderfully extended thanks to the care we are able to give them through Healthy Paws! Thank you!

Insurer: Healthy Paws

By: French Wallop

March 26, 2026

I had a really great experience with…

I had a really great experience with Spot Pet Insurance. My dog needed ACL surgery, and I expected the claims process to be stressful, but it turned out to be surprisingly simple. Submitting the claim, along with the required documents and vet details, was straightforward and easy to follow. What really stood out to me was their customer support. Every time I reached out, they were friendly, professional, and genuinely caring—they even asked about how my dog was doing, which meant a lot. The claim was reviewed and approved in about two weeks, which I found quite reasonable. Overall, I’m very satisfied and would definitely recommend Spot Pet Insurance to other pet owners.

Insurer: Spot

By: Nader gad

March 26, 2026

They offer the same coverage I was…

They offer the same coverage I was getting for less money. They also offer personalization of the coverage.

Insurer: Prudent Pet

By: C Robinson

March 26, 2026

My recent vet visit

They had my dogs claim processed and deposited the reimbursement in my account within four days of the incident, and that includes a weekend! It makes me realize I have the best possible pet insurance for my Frenchie and my puggle!

Insurer: Spot

By: Jennifer Loucks

March 26, 2026

Pet owner

My cat got sick, turned out to be pancreatitis. Fetch paid over $900.

Insurer: Fetch

By: Rebecca

March 26, 2026

Great pet insurance!

Recently, they have really upped their game in paying claims within a timely manner which has been very important for my dog's well being!

Insurer: MetLife

By: Becky Mulvey

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