Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


Verified February 21, 2026

Worth the money

In all the years I have had this insurance, I always seem to get my premium back. I have been disappointed that they will not cover allergy shots and gland cleaning. However my last bill of $1055 for dental and shots - I got back $860.

Insurer: MetLife

By: customer

Verified February 21, 2026

Quick and easy

Quick and easy. Helps offset the vet bills never had any issues.

Insurer: Spot

By: Don't mess up.

Verified February 21, 2026

Excellent Product

Trupanion has always come through with exactly what they said they would. We’ve had numerous claims during the past 5 years with our pup and they’ve always paid a very reasonable amount. Thanks for being a great company for our pets.

Insurer: Trupanion

By: James Caudill

Verified February 21, 2026

Great rates

Great rates. Super quick claims service. Buy it!

Insurer: Spot

By: Margo

Verified February 21, 2026

Very quick claim response

Very quick claim response. Professional service.Glad we chose spot for our pups insurance!

Insurer: Spot

By: Jennifer Jimenez

Verified February 21, 2026

Like family, you’re there!

What a comfort you provide concerning veterinary expenses. From routine to the totally unexpected, Fetch has been there…that means everything!

Insurer: Fetch

By: Zen

Verified February 21, 2026

Wow, getting faster at receiving and approving claims!

Wow, they're getting faster at approving claims.

Insurer: MetLife

By: Rainier Aguilos

Verified February 21, 2026

Frictionless

Payment to the vet was done instantly, no need to go through a "prior authorization" process. No issues whatsoever with coverage. Couldn't be smoother, and I couldn't be happier!

Insurer: Trupanion

By: Thomas

Verified February 21, 2026

MetLife customer reps helped…

MetLife customer reps helped tremendously in allowing me to email all the receipts to them as they wouldn’t upload due to the size of the upload… It was a daunting task for sure, and I appreciate them going above and beyond to get my claims processed!

Insurer: MetLife

By: customer

Verified February 21, 2026

Great service

My claim was processed without any issue and in a timely manner.

Insurer: MetLife

By: Aristide Kintas

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