Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,987 total


Verified November 18, 2025

Metlife has been a life saver for my…

Metlife has been a life saver for my pets. With two young dogs and two cats, vet bills can get out of hand - especially when a fur baby gets sick. The claims process is easy, and refunds come quickly - no drawn out process, and everything is processed according to policy without a bunch of B.S. I'm very thankful for the coverage and the reasonable cost of insurance.

Insurer: MetLife

By: Christina

November 18, 2025

I signed my first puppy up online

I signed my first puppy up online. I added a 2nd puppy today and called in. I talked to Nadine, she was fantastic. Explained things I definitely did not notice online. I haven't used yet, and hope to never need to. However, if I do I feel confident that I haVe good coverage.

Insurer: Fetch

By: Leigh Ann Teubert

Verified November 18, 2025

First claim experience.

Easy to file claims and quick response.

Insurer: Healthy Paws

By: EK

Verified November 18, 2025

New Plans Just Make Things More Complicated

I was told my pets' type of coverage plan was no longer being offered so I canceled. Spoke to a rep about their changing plans and got on their new plans, but now my pets have "pre-existing conditions" (which came into existence under the original plan). Definitely feel like this situation should have been handled better. I'm not a new customer. Additionally, their new plans don't offer the same coverage as the discontinuing plans, and there are a whole new set of restrictions that come with them. Pretty disappointed. But it's not like there's anything better. Insurance sucks no matter who it's for. Now it just sucks more.

Insurer: Nationwide

By: Adriana Lovejoy

Verified November 18, 2025

Good experience

So far, my experience with Pumpkin has been great!! They offer great coverage, customer service, and good response time to claims. I currently have a big dental surgery claim pending for one of my fur babies. We'll see if they remain 5-stars. Make the right choice Pumpkin. :)

Insurer: Pumpkin

By: James

Verified November 18, 2025

Took only a few days to process my…

Took only a few days to process my claim and it was very easy to submit online.

Insurer: Spot

By: Hilary Wink

Verified November 18, 2025

Quick response on claims and coverage…

Quick response on claims and coverage is excellent

Insurer: MetLife

By: customer

Verified November 18, 2025

We had to put our dog down and they…

We had to put our dog down and they called with condolences and to check on our other pup as well. We got reimbursed exactly as expected, and they took care of automatically cancelling our deceased pup’s policy so we didn’t have to even think of it. It’s not easy losing a family member but they did everything they could to make it easier

Insurer: Spot

By: Kyndra Wyse

Verified November 18, 2025

The app is very easy to use

The app is very easy to use. I submitted my receipts online and was reimbursed via Zelle in a timely manner. Easy and painless! Thanks

Insurer: MetLife

By: Kris Collins

Verified November 18, 2025

Filing a claim

Filing a claim, including downloading the needed claim documents, is an easy process. Claims are also processed in a timely manner.

Insurer: MetLife

By: customer

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