Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


Verified February 22, 2026

Best Pet Insurance

Easy to file claims. They have never denied a claim and are always prompt with payout. Absolutely recommend.

Insurer: MetLife

By: Sarah B.

Verified February 22, 2026

Customizable Options, Confusing Claims

Spot offers a greatly customizable experience that is great for both of my two cats. I get exams, illness, and accidents covered for my older cat and illness and accidents covered for my younger cat. The amount I pay changes for them both based on the deductible I choose and what percentage of their visit is covered. The only issue I have with Spot is that their claims process isn’t clear. I might have an itemized bill and only want to claim what is covered by my insurance (for example, flea prevention is not covered) but there seems to be no way for me to indicate I am not claiming that which I feel affects the speed with which my claim is being processed.

Insurer: Spot

By: MC

Verified February 22, 2026

Good prices and coverage

Good prices and coverage

Insurer: Prudent Pet

By: CAYIS.TICHAGMAIL.COM

February 22, 2026

Best Pet Insurer

I've been insured by PB for over 3 years and have found their pricing to be very reasonable and most importantly, servicing on claims to be fast and exceptional. Like all pet insurance, you get what you pay for as I go for max coverage with minimal co-pays.

Insurer: Pets Best

By: Howard Davidson

Verified February 22, 2026

Seems to be going good

Seems to be going good, I submitted claim and it was handed pretty quickly

Insurer: MetLife

By: Tracy Eaton

Verified February 22, 2026

Questions were answered promptly

Questions were answered promptly and reimbursements were very quick. Plus, the direct deposit option was great !

Insurer: Healthy Paws

By: LVK

Verified February 22, 2026

Very easy time deal with

Very easy time deal with. I was even more impressed how fast they paid the claim. I tell people how good you are.

Insurer: MetLife

By: Karen

Verified February 22, 2026

Thank You Pumpkin Pet Insurance

Pumpkin Pet Insurance was referred to me by Vet at Animalize Veterinary Center...since becoming a member, I can't believe how professionally and how quickly a claim is resolved. I haven't used yet, thankfully, but the new addition of how over $500 Vet Visits are administered...has to be quite comforting to those going through that situation with their "Babies." Thank you for all you do for us and our Babies.

Insurer: Pumpkin

By: Leigh Thomas

Verified February 22, 2026

Excellent service

Excellent service, fast claim review and paid.

Insurer: MetLife

By: Christopher Garcia

Verified February 22, 2026

Quick turnaround

Quick turnaround. Spot did all the legwork gathering info from our vet.

Insurer: Spot

By: Debra Bonsant

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