Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


Verified February 27, 2026

I submitted my claim and I had my money…

I submitted my claim and I had my money very quick with no denial which I have told my friends and family how great my dog insurance is. I appreciate it very much

Insurer: Spot

By: Heather Montecinos

Verified February 27, 2026

Your online claim services are easy.

Your online claim services are easy.

Insurer: Spot

By: Mark Haug

Verified February 27, 2026

Process was fast and easy regarding…

Process was fast and easy regarding claims.

Insurer: Spot

By: Charles

Verified February 27, 2026

Easy Peasy under stressful times

I am currently unemployed and my cat Owl ended up at the ER (of course it was the weekend). This devastated me until I submitted my claims. The process of evaluation to money in my account was a week. It was extremely easy and when I called, the ladies I talked to were so concerned for my Owl. I am so appreciative of Spot Insurance and HIGHLY recommend them.

Insurer: Spot

By: customer

Verified February 27, 2026

Tiger

Easy upload and quick approvals

Insurer: MetLife

By: customer

Verified February 27, 2026

Best one I have tried so far.

So far so good with this pet insurance claims have been easy, simple. No stress. I like the communication it’s really clear. Easy set up.

Insurer: MetLife

By: customer

Verified February 27, 2026

I'm disappointed that you don't take…

I'm disappointed that you don't take into account that the three visits that I submitted were all related to her liver disease finding it out and taking care of it instead you considered them individually so you didn't cover the entire amount.

Insurer: Trupanion

By: Lois B

Verified February 27, 2026

MetLife Is great

MetLife Is great! They make things simple. Filing a claim is so simple I think my pets could probably do it themselves. Claims are paid very quickly which is always a plus and I really like their news letter. It's always loaded with fun things and helpful articles for my pets.

Insurer: MetLife

By: M J Ritchey

Verified February 27, 2026

Easy to use app for processing claims

Easy to use app for claims

Insurer: MetLife

By: customer

February 27, 2026

This place is a total scam

This place is a total scam, they made me jump through multiple hoops and never reimbursed me. I had injury insurance and my dog was literally hit by a car and they said that was not an injury. When I wanted to continue to petition their rejections they told me I would end up having to cover their hourly lawyer fees if I did. DO NOT USE THEM!

Insurer: MetLife

By: Paige Burns

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