Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


Verified February 27, 2026

easy to deal with

easy to deal with, very easy claim process. Many option to receive a payment.

Insurer: MetLife

By: customer

Verified February 27, 2026

Healthy paws covered my dogs surgery…

Healthy paws covered my dogs surgery with ease!

Insurer: Healthy Paws

By: Emma

Verified February 27, 2026

The moment I file a claim they are very…

The moment I file a claim they are very quick to respond to me by email and letter. I know exactly where I am in regards to my copay. Also they are very helpful on the phone!

Insurer: Pumpkin

By: Anne

Verified February 27, 2026

I have nothing bad to say about healthy…

I have nothing bad to say about healthy paws. I’ve had them since my dogs were puppies (2019 and then 2nd policy in 2021). I have the 80/20 plan with $500/$250 deductibles and the price is still great. I’ve just submitted a tremendous bill for my dogs emergency surgery and within 2 days the money hit my account (almost $9800!). My other dog has allergies and they cover his allergy injections every month as well. They’ve processed claims as fast as same day. I recommend them to everyone I know or meet that has an animal. The one or two times I’ve had to call everyone has been helpful and friendly. I couldn’t ask for a better plan.

Insurer: Healthy Paws

By: Vanessa Viera

Verified February 27, 2026

Healthy Paws makes claims easy from…

Healthy Paws makes claims easy from start to finish. We have used them for 7 years for both of our dogs.

Insurer: Healthy Paws

By: Kimberly Rafko-Caldwell

February 27, 2026

Fetch is the winner....

I've been researching pet insurance for nearly a month, comparing all the major pet insurance companies and finally found the winner. My wife and I only want the pest for our 2 boys and after my call with Chris, I felt confident I made the right decision to join Fetch. Chris was very professional, friendly, and was able to answer all my questions. Fetch also had the most comprehensive coverages with competitive rates.

Insurer: Fetch

By: Brian

Verified February 27, 2026

Easy to upload claims

Easy to upload claims, prompt decision and direct deposit payments.

Insurer: Fetch

By: Kelley

Verified February 27, 2026

Trupanion had been truly that to us

Trupanion had been truly that to us. We have had two dogs, one with multiple surgeries this year. Yes, it has not been a good year. But, Trupanion saved us in so many ways. Every pet should have insurance. But, not everyone can afford it. We would not have been able to afford the surgeries and treatment if not for our Trupanion insurance. So, we bite the bullet and choose to insure. So glad we did. I cannot thank the staff enough for making everything easy for us and for putting up with our questions. I would recommend Trupanion to every new pet owner. You never know when you might need it. And, although we have been paying for insurance for several year, it has paid for itself! Thank you Trupanion!!!

Insurer: Trupanion

By: Suzanne C.

Verified February 27, 2026

Fast and reliable

I have only had to submit claims on two occasions and both times it was easy to submit the claims, no questions were asked, and reimbursements were quick and what was expected, based on my policy. Thank you Spot Pet Insurance.

Insurer: Spot

By: Bryce Sense

Verified February 27, 2026

Easy online claim submission and fast…

Easy online claim submission and fast turnaround on reimbursement

Insurer: MetLife

By: customer

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