Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,987 total


Verified November 24, 2025

Reliable and trustworthy insurance

They have consistently paid claims promptly and fairly. Customer service is easy to reach and always helpful. A year or so ago I would have given them 5 stars. However, recently they seem to have a machine read the claims I submit and there are always errors. Then, I need to take the time to call them. They do eventually correct the errors.

Insurer: MetLife

By: Bruce Hirsch

November 24, 2025

Excellent Service!

Spot has come through on ALL of my claims in the past two years. It has been a flawless experience, which is somewhat rare these days.

Insurer: Spot

By: Kevin Byrne

Verified November 24, 2025

Simple process

Simple process, easy and quick! Takes almost no time at all to submit a claim and then I heard back in less than three days!

Insurer: MetLife

By: customer

Verified November 24, 2025

Claim was processed quickly

Claim was processed quickly

Insurer: MetLife

By: Willie

Verified November 24, 2025

My pet's claim was easy to submit and I…

My pet's claim was easy to submit and I received a timely response and payment. I would recommend this insurance company to my friends.

Insurer: Fetch

By: Leona Melton

Verified November 24, 2025

Solid Pet Insurance

The claim submittal process has been easy and upfront. Reimbursement has been fast and at the signed up for rates. So far, very happy with this pet insurance.

Insurer: MetLife

By: Sully

Verified November 24, 2025

fast claim processing

fast claim processing

Insurer: MetLife

By: customer

Verified November 24, 2025

Helped Me with a Major Expense with No Hassle

I decided to get insurance when a friend's dog came down with a grave illness, and they didn't have the money to care for her. So I decided to look into pet insurance for my guy before something like this happened to us. It is fairly expensive, partially because I got the plan that covers upkeep medications etc as well as emergencies. Plus my dog did get a hernia this year and had to have a surgery that was very expensive. I still looked around and found a surgeon at a better cost than the city veternarians, and between that and Met Life it worked out very well. I got my paperwork done, and have figured out how to get repaid when a major thing comes up. I feel good about this choice for my dog.

Insurer: MetLife

By: customer

Verified November 24, 2025

I love the quick decisions and…

I love the quick decisions and reimbursement back to the customer

Insurer: MetLife

By: Chrissy

Verified November 24, 2025

This is a great pet insurance company! Absolutely the best!

MetLife pet insurance is top of the line. Submitting claims is easy. You can use the app, or website, and you can even mail in claims. I choose to use the app, it is very easy. You just take pictures of your invoices, and any other documents related to your pet's visit.

Insurer: MetLife

By: William C Graham

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