Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,461 total


Verified December 10, 2025

Reimbursement is timely and benefit…

Reimbursement is timely and benefit explanations easy to understand.

Insurer: Healthy Paws

By: Andrea Romano

December 10, 2025

Most of the pet insurance companies are…

Most of the pet insurance companies are a scam. They r expensive and not worth it! Cancelling fetch pet insurance or changing ur policy is sucha hassle. Wouldn’t recommend to anyone!

Insurer: Fetch Canada

By: Pulkit Sirohi

December 09, 2025

Not good policy (scammers)

My policy started on November 21. They told me my pet wasnt covered since that day in other words. I submitted a claim and that is what they told me. I know about law, etc. If a policy is paid it should start immediately after pay for it. There isnt waiting periods, etc. That is a lie. That is so wrong. Update: Read the answer they gave to me. Doesn’t make sense. If a insurance said that start on xy day then should cover that date. For that are the insurance. Insurance start the day u pay. As I said I know about laws and know how insurance works. I paid way before the November 21 but insurance started the 21. The period of 14 days doesnt make any difference. If I got Attended on the 21 and the insurance said 21 it should be COVERED. Wanna fight it in court? I have evidence it said started on the 21.

Insurer: ASPCA

By: Luis Santiago

December 09, 2025

Customer service is terrible

Their claim processing is fine but their customer service is terrible. Twice I have reached out to them inquiring about very specific coverages on my policy and all we received were boiler plate answers to refer to our policy coverage paperwork. Duh! That’s why I reached out to them to explain what is covered and what isn’t. I’m not a lawyer and only asked for specifics before procedures were to be done. They answered both times to have the procedures done and then submit a claim to see if they provide coverage. Not professional is any way.

Insurer: Figo

By: Bruce smith

December 09, 2025

RUN RUN RUN AWAY!!!

RUN RUN RUN AWAY!!!! If I could give zero stars I would. After eight years they cancelled their policies to include almost nothing in return for $92 a month. For instance they will pay $5k annually and only 50% of vets costs! They will pay $2500 annually and only 50% of vets costs. This is not insurance. This is a scam! RUN!!

Insurer: Nationwide

By: Karen McCarthy

December 09, 2025

Fast and easy claims submitting…

Fast and easy claims submitting process. Processed claim in less than a month, which is better than the industry norm.

Insurer: Pets Best

By: Mark Tomasi

Verified December 09, 2025

Spoke to an associate!

Spoke to an associate, they were very friendly and helpful. Easy to make claims through their site. They are going to take good care of my kitty when necessary. 😁

Insurer: Prudent Pet

By: Anita Maillet

Verified December 09, 2025

Very easy to deal with FIGO

Very easy to deal with FIGO. The app is user friendly and the reimbursement is true to the contract. I've been with them for over a year, and I still love them!

Insurer: Figo

By: jaime s

Verified December 09, 2025

My experience with MetLife has been a…

My experience with MetLife has been a pleasant one. This is my second year, and I've also added another pet for insurance. The process is simple, the coverage is great, and their reimbursements are quick.

Insurer: MetLife

By: Henry Killings

Verified December 09, 2025

Hope for Cooper- Thank You MetLife Pet

We had the unimaginable happen requiring emergency surgery for our sweet pup Cooper. Having pet insurance was so important and allowed us to focus on him while MetLife Pet insurance took care of everything else. They were compassionate, helpful, resourceful, and timely. It was my son who told me how awesome this company is. And he was correct. Thank you MetLife for helping us save our “ Coops”. He is our world.

Insurer: MetLife

By: Anita

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