Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


May 17, 2026

Read before you sign

when I signed up for the insurance I did not realize there is a two week waiting period. One week after signing my dog became very ill with a gastrointestinal infection. I know it is their policy but I have had to put out a lot of money for vet care. I should have read the policy thoroughly. My mistake.

Insurer: Pets Best

By: linda

May 17, 2026

Extremely efficient and knowledgeable

Extremely efficient and knowledgeable. Expedient claim settlement.

Insurer: Pumpkin

By: Kathleen

May 17, 2026

They did just what they promised

They did just what they promised. They were there when our cat was having a heat attack. The claims filed through the vet and paid everything but our deductible just like they said. They even checked up on our cat. Love them.

Insurer: Trupanion

By: Dwayne

May 17, 2026

Everything was very easy to submit

Everything was very easy to submit, fast turn around on my claim

Insurer: MetLife

By: customer

May 17, 2026

Reimbursement was quick and simplified

Reimbursement was quick and simplified

Insurer: Spot

By: James

May 17, 2026

This insurance has been wonderful

This insurance has been wonderful, they paid me back in a Timely matter. I would definitely recommend them.

Insurer: ASPCA

By: Tracy Pearce

May 17, 2026

This was my first claim with MetLife…

This was my first claim with MetLife Pet insurance. I had to upload 7 pages of data from the adoption/rescue group on my dog's health and two invoices from my own vet, along with his SOAP. The last item didn't get uploaded correctly. However, the claim adjuster completely overlooked the heartworm prevention shot on my claim. It took 3 phone calls to get that matter corrected. The good news is the persons I talked to on each call were very pleasant and understanding and indicated they were going to fix the problem, so I give a shout out to Morgan, Danisha, and Ben for your helpfulness. Ben especially explained how the preventation tests are grouped together for a total of $65.00. I misread the policy there. Hopefully, any future claims will be dealt with more efficiency in the adjuster's dept.

Insurer: MetLife

By: Marcie D.

May 17, 2026

Respond well

Respond well, reimbursed claims a bit slow, but overall a good company

Insurer: Spot

By: customer

May 17, 2026

Easy to use

Easy to use, payments come quickly. No hassle. Super happy with this pet insurance!

Insurer: MetLife

By: Laurie

May 17, 2026

Very helpful when I needed support

Very helpful when I needed support! Quick Payment!

Insurer: Trupanion

By: Albert

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