Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,461 total


Verified December 21, 2025

easyy claims

easyy claims, prompt payments, fair.

Insurer: MetLife

By: Jim Long

Verified December 21, 2025

Fast and hassle free

it was easy and fast submitted the claim and within days was reimbursed.

Insurer: Spot

By: Stacey

Verified December 21, 2025

I’m recently a new customer and my dogs…

I’m recently a new customer and my dogs are very healthy and otherwise, low maintenance. However, My puppy got very sick with for an unknown reason and spot was quick to review the records and reimburse. I always say you never know how insurance is until you have to use it. I was very pleased with the whole process. It was easy to submit a claim, and I had a quick reimbursement.

Insurer: Spot

By: Angelina Medina

Verified December 21, 2025

Great experience!

Submitting a claim was quick and easy using the mobile app! I was able to upload copies of all my pets paperwork and track the progress of the claim from start to finish.

Insurer: MetLife

By: customer

Verified December 21, 2025

My claims have been handled quickly and…

My claims have been handled quickly and I receive communications during the process.

Insurer: MetLife

By: Deborah Buchanan

December 21, 2025

The timeline it took to return on my…

The timeline it took to return on my claim.

Insurer: MetLife

By: Walter bligen

Verified December 21, 2025

Embrace has always been very good to me…

Embrace has always been very good to me and my pet. They are very helpful and response quickly when I have a question about coverage. They also process my claims in a responsible time.

Insurer: Embrace

By: Analyssia Pacheco

Verified December 21, 2025

Simply the best

We could not be more pleased with the quality of customer service we have enjoyed with MetLife Pet Insurance, and the level of coverage beats any policy we have had for any of our pets in the past. Simply the best!

Insurer: MetLife

By: bookaday

Verified December 21, 2025

Easy and simple reimbursement

Easy and simple reimbursement, and extensive coverage!

Insurer: MetLife

By: Roger King

Verified December 21, 2025

Claims take too long to process at…

Claims take too long to process at various times.

Insurer: MetLife

By: customer

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