Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,549 total


Verified March 28, 2026

It was ok

It was ok, but reimbursement amount was less than I wanted.

Insurer: MetLife

By: amy johnson

Verified March 28, 2026

I have never had pet insurance before

I have never had pet insurance before, so this is my first experience. I have had nothing but a great experience, fast payment returns, great customer service, and fantastic help by the vet 24/7 hotline. I will continue my insurance with MetLife.

Insurer: MetLife

By: customer

Verified March 28, 2026

Fast easy claim service

Fast easy claim service

Insurer: MetLife

By: Dominic

Verified March 28, 2026

I had a great experience with MetLife…

I had a great experience with MetLife Pet. My dog had an emergency on a Tuesday, I submitted my claim on Wednesday and by the following Friday my claim was processed and MetLife covered 80%. I appreciate how seamless the process was! You can easily track the status of the claim in the app and the customer service is top notch. I highly recommend this insurance.

Insurer: MetLife

By: Jenny

Verified March 28, 2026

Very smooth process to file a claim.

Very smooth process to file a claim.

Insurer: MetLife

By: customer

March 28, 2026

Mrs.

Dear Pets Best Insurance Team, I am writing to express my heartfelt gratitude for the exceptional support you provided during a very difficult time for my family. My five-year-old Golden Retriever was recently diagnosed with a Mast Cell Tumor, and navigating her care was both emotional and overwhelming. Thanks to the policy I chose when she was just a puppy, I had peace of mind knowing she would be covered. The $1,000 deductible plan with 90% reimbursement and unlimited coverage worked exactly as promised. Your team handled my claims promptly and efficiently, which made a significant difference when timing and support mattered most. I truly appreciate your responsiveness, professionalism, and compassion throughout this process. It’s clear that you genuinely care about the pets and families you serve, and that means more than I can express. Thank you again for being there for us. I am incredibly grateful. Sincerely, Nicole Brown

Insurer: Pets Best

Veterinarian: Bigger Road Veterinary Center

By: Nicole

Useful
Verified March 28, 2026

Metlife is great

Metlife generally accepts all of my claims for my cat who is now 15 years old. I truly am happy with the service I am receiving and the price I pay for what I received. I do recommend Metlife Insurance for anyone with a pet.

Insurer: MetLife

By: customer

March 28, 2026

Terrible company

Terrible company. If your pet has a pre-existing condition, DO NOT GET THIS INSURANCE. No matter what new condition your pet has, they will aleays DENY coverage saying it is related to the pre-exisying condition, even if it is CLEARLY NOT and you involve the vet clinic to explain things. They do not trust the clinic either. Trupanion has horrible coverage policies and service is awful as well. They always make things difficult. They claim to be easy with process, but they are NOT. They don't cover dental procedures either. If you can, run away from this company. Get PetSecure. My experience is way better with that one. I regret tremendously getting Trupanion. RUN AWAY!

Insurer: Trupanion Canada

By: Renata Chiaradia

Verified March 28, 2026

My claim was processed quick and timely!

My claim was processed quick and timely!

Insurer: MetLife

By: KA

Verified March 28, 2026

Easy

Easy claim submission

Insurer: MetLife

By: customer

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