Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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I summited my invoices and within a…
I summited my invoices and within a matter of weeks I was reimbursed. So easy !
Insurer: MetLife
By: Tish Kahn
Murphy had a serious reaction to a…
Murphy had a serious reaction to a vaccination which necessitated a trip to the urgent vet. The online claim process at Healthy Paws was simple to complete, they responded very quickly, and our policy helped defray a significant chunk of the bill. I'm very happy with Healthy Paws and heartily recommend them!
Insurer: Healthy Paws
By: Jeffrey and Murphy woof
Get this:
Get this: I have my two horses insured here for accident/colic. My horse had to have colic surgery and the bill was over $17,000. Guess how much they reimbursed me? $889.00!!! Don't know how or why they denied practically everything! What a joke. Canceling this insurance immediately! I thought having insurance through the ASPCA was the right thing to do since I donate to them regularly. Thought they would be an honest and trustworthy company. WRONG!!! ASPCA-don't bother to reply with an I'm sorry you had a bad experience and to call customer service.
Insurer: ASPCA
By: Lori
Terrible Pet Insurance Company
Very unaffordable after a couple of years. I cancelled them when they increased my policies over $1,000 in one year and they also didn't cover items they had previously covered. I believe that was due to people not being properly trained. One time I submitted a claim for medication and they said food was not a covered item. It was a medication they had previously covered many times. Terrible company.
Insurer: Pets Best
By: Kumite E
Claims are easy to submit and they are…
Claims are easy to submit and they are paid pretty quickly, I haven’t had any issues with coverage although I do wish they didn’t cap the coverage amount.
Insurer: ASPCA
By: Sterling & Obsidian Dena Mille
Didn’t pay for part of claims Luna
Luna and Charles is the owner Embrace paid some of the claim for my dogs accident they didn’t want to pay for a exam to find out what was wrong with her because they said she had an exam Yearly exam a month before/ this as not a yearly exam it was for her treatment she needed for the reason she was there… now we have call them and see what’s up. This is the first time I have insurance on our dog and something goes wrong.😬
Insurer: Embrace
By: Debra T
Really small % covered
It sure seems that you cover little to nothing. I thought that when we got past just the typical preventative visits (they pay like 25% or less) I'd be better compensated but that is not the case. Disappointing especially given the high rating of this insurance. They responded to this and told me to check my coverage. Sure I'll go and check every possible thing that might happen to either of my two dogs. I'll get right on that!!
Insurer: Spot
By: John Ferrare
Excellent service on claim
Excellent service on claim. Payment made quickly.
Insurer: Trupanion
By: PRICE
Embrace seems like a scam to me
Embrace seems like a scam to me. They're looking for a reason to deny - not to pay. They denied every single claim I filed for my dog on the basis that it was a pre-existing condition. My dog was diagnosed with bronchitis, but Embrace said because he had been treated for a cough previously, that the claim for bronchitis was denied. A cough is not a pre-existing condition. Don't waste your money on them.
Insurer: Embrace
By: SJS
Easy and was kept up to date with the…
Easy and was kept up to date with the claim.
Insurer: Fetch
By: customer