Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,549 total


Verified March 30, 2026

it's always so easy and simple to use

it's always so easy and simple to use. I also appreciate the excellent communication with updates on the status of my claims.

Insurer: MetLife

By: ALTAGRACIA LUGO

Verified March 30, 2026

When I got this insurance I thought to…

When I got this insurance I thought to myself what a waste! And then two years later my frenchie got epilepsy, I started my 1st claim, it was so easy. I was still skeptical and the 4 days later I got 80 percent of my money deposited into the account I paid it from. I was floored. They take care of my baby like I would. Thank you. I am impressed. This is not a robot. Or a scam. Its real

Insurer: MetLife

By: Schrone Avery

Verified March 30, 2026

Quick service!

I was reimbursed quickly after submitting my pets visit information!

Insurer: Spot

By: BB

March 30, 2026

My wife and I took in a stray cat in…

My wife and I took in a stray cat in summer 2025. The cat was estimated to be about 6 months old. She is the sweetest cat but has had a number of health issues literally since the day we took her in. We have two older dogs and never bought pet insurance for them but decided to for our new kitten. MetLife has been nothing but easy to deal with in our 3 claims in the first year of the policy. Having this coverage has made these health issues much easier to deal with. MetLife has added zero stress to the process and has alleviated a lot of potential financial stress with straightforward instructions, submission process, and timeliness of reimbursements. We will definitely be extending this insurance when it's time for renewal.

Insurer: MetLife

By: Tod Presutti

Verified March 30, 2026

Not very user friendly

(1) Difficult to update refund payment options (it is an entirely different website, but that is unable to be found until you call). (2) The form to submit claims is not easy to use- Not editable & need to download to sign/date, etc.

Insurer: MetLife

By: customer

Verified March 30, 2026

Easy submittal process for claims.

Easy submittal process for claims.

Insurer: MetLife

By: customer

Verified March 30, 2026

Trupanion gives me peace of mind!

Trupanion is a life saver and gives me peace of mind. I love that the deductible is once per condition and not yearly. I have an epileptic dog and the insurance is so worth it!

Insurer: Trupanion

By: Laura

Verified March 30, 2026

Great Company

The vet was able to do everything as far as submitting the claim. I didn't have to do anything at all. When I did call Trupanion to better understand their process; I was treated well and quickly was given the info I wanted. All was very simple. ALB

Insurer: Trupanion

By: Audrey Lee

March 30, 2026

Excellent and easy claims process!

Our husky had to get a TPLO surgery for a torn ligament. Overall cost came close to $9K. PetsBest processed the claim for our plan (90% coverage) very quickly and gave a full explanation for any items that were not covered. We're fully satisfied with the excellent coverage and service - thank you PetsBest!

Insurer: Pets Best

Veterinarian: Beacon Veterinary Specialists

By: Dheeraj

Useful
March 30, 2026

AVOID THIS COMPANY!!!!!!

This company says they provide coverage for your pet and then you start submitting claims and they deny the claims. Worst pet insurance out there. I've had better experiences at used car lots!

Insurer: Embrace

By: Russell Bigworm Ludwig

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