Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

61,181 total


Verified March 03, 2026

Excellent experience!

Trupanion made an incredibly stressful emergency vet visit so much easier to handle. They covered 90% of my total bill and processed the payment the very same day services were rendered. I was truly impressed by how quickly and smoothly my claim was handled. Their efficiency and support gave me one less thing to worry about while focusing on my sick cat. I couldn’t be more grateful for the peace of mind they provided.

Insurer: Trupanion

By: Elizabeth Taylor

Verified March 03, 2026

I had to call a couple of times and no…

I had to call a couple of times and no one could give me an answer as to when claim would be completed, this was after a couple of weeks.

Insurer: MetLife

By: Mary L

Verified March 03, 2026

Representative thoroughly explained my…

Representative thoroughly explained my policy. Reimbursement process was simple.

Insurer: ASPCA

By: Marvis Burdette

Verified March 03, 2026

Great response time reviewing claims…

Great response time reviewing claims and website is extremely easy to use so you can keep track of where your claims stand and when claim refunds are due.

Insurer: Pumpkin

By: Sherri

Verified March 03, 2026

Very easy to work with

Very easy to work with, and very easy to file a claim. The monthly cost is affordable.

Insurer: Pumpkin

By: Enthusiast

March 03, 2026

Pets Best Provides Excellent Pet Insurance

I submitted a claim for the first time in four years of coverage for my CKCS and was extremely pleased how easy the submission process was. They covered the treatments as the policy indicated they would.

Useful
Verified March 03, 2026

No problem with getting reimbursed

No problem with getting reimbursed. Not a long waiting period at all. Easy access to their website.

Insurer: Healthy Paws

By: Sherrie Pellegrino

Verified March 03, 2026

Claims are reviewed quickly and payments made right away. I appreciate that!

I am very impressed with MetLife Pet Insurance. Veterinarian bills aren't cheap and it really helps to have this insurance. I'm very impressed with how quickly they review your claims and make payment as needed.

Insurer: MetLife

By: Patty

Verified March 03, 2026

Loving it

So far, everything has gone great. Claims were a breeze and coverage has been a lifesaver.

Insurer: Trupanion

By: Zach

Verified March 03, 2026

Great Pet insurance

Our cat was diagnosed with liver sarcoma late 2025. He had multiple year visits, procedures are in ultimately surgery. Submitted the appropriate documentation to submit claims. MetLife was great in processing the claims and providing very fair reimbursement in a timely manner. I’m glad we have MetLife.

Insurer: MetLife

By: customer MKK

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