Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,461 total


December 29, 2025

Great Customer Service

"I appreciate how easy it is to file a claim and the fact that I receive notifications that the claim was received, the status of it, and whether or not there are any delays in processing my claims. I'm happy with this insurance for my pup, who has some chronic allergy and stomach issues.

Insurer: Pets Best

By: Tammy

Useful
Verified December 29, 2025

Pumpkin was great

Pumpkin was great! They were there when I needed them. Claims were submitted and closed quickly and smoothly. They were kind when I canceled pumpkin because my cat passed away suddenly and they showed sympathy. I am DEFINITELY coming back to Pumpkin when I’m ready for another fur baby.

Insurer: Pumpkin

By: Denise Magallanes

December 29, 2025

Medication for my German Shepherd

PetsBest has very good coverage for medications, simple to file claims, and reimburses quickly. My girl and I are very happy that Adequan is covered and she's feeling so much better. Thank You

Insurer: Pets Best

Veterinarian: Robinson Animal Hospital

By: Michelle

Useful
Verified December 29, 2025

Been using MetLife for 2 yrs

Been using MetLife for 2 yrs. Great experience with my coverage

Insurer: MetLife

By: David E

December 29, 2025

Loyal Customer no more

I have been a loyal customer of Spot since 2021, but after my most recent renewal in November, they have shown their true, heartless colors. My dog, Lady, deserved better than the "convenience" email I received from this company. They are masters of the bait-and-switch. They moved the goalposts from a general Accidental Death claim to insisting she must have been hit by a car to qualify. When that didn't work, they pivoted to the classic "pre-existing condition" excuse to avoid paying out. To take my money for years and then deny my claim right after a renewal is disgusting. But the ultimate insult was receiving their cold denial signed off with "Happy Pet Parenting." There is nothing "happy" about how they treat grieving owners and the pets they are supposed to protect. They don’t care about Lady, and they don’t care about the people who pay their premiums. After four years, I’ve learned that their "coverage" is just a facade. Save your money and your heart—go elsewhere.

Insurer: Spot

By: Rachael McPherson

Verified December 29, 2025

This insurance is worth every penny

This insurance is worth every penny. Very quick at processing claims. Super easy app and very easy to make a claim. Cannot recommend enough!!

Insurer: MetLife

By: Tina Ryan

December 29, 2025

Yearly check up

My cat went in for his yearly exam and they covered some of the bill which around Christmas time is a blessing because it went right back to him and our other cat (yet to be added just rescued) for Christmas presents.

Insurer: Pets Best

By: HILARY

Useful
Verified December 29, 2025

Really came in handy!

So, so glad I got Spot pet insurance after my dog had an issue with her eye. The visits and appointments really added up and I'm so thankful to get reimbursed for some of the expense. The claim process was easy and the deposit came quickly. Thanks Spot!

Insurer: Spot

By: Lee Jones

Verified December 29, 2025

Claim process is fast and my claim was…

Claim process is fast and my claim was approved quickly.

Insurer: MetLife

By: Griselda Amador

Verified December 29, 2025

Very fast turnaround!

Very fast turnaround!

Insurer: Pumpkin

By: DONNA M CAPONIGRO

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