Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,154 total


Verified February 19, 2026

Claim was handled quickly and…

Claim was handled quickly and efficiently.

Insurer: Spot

By: Edward Levy

February 19, 2026

I wanted to sincerely thank Fetch Pet…

I wanted to sincerely thank Fetch Pet Insurance for the care and support shown in handling Yaddle’s recent claims. I am a certified veterinary technician with over 30 years in the field and have insured my pets for decades, recommending pet insurance to clients daily. Yaddle entered my life as a stray after being found abandoned in a crate tied to a dumpster. She was initially cared for by the Arizona Humane Society, who work closely with Fetch and played a critical role in her rescue and recovery prior to adoption. I was incredibly grateful to learn that Yaddle already had coverage through Fetch at the time of adoption. That coverage made it possible for her to receive the diagnostics and surgery she urgently needed. Fetch’s prompt and professional handling of her claims had a direct and meaningful impact on her care. Fetch will absolutely be my top recommendation to clients, friends, and family moving forward.

Insurer: Fetch

By: Trinity Taylor

Verified February 19, 2026

Spot has been a huge money saver for…

Spot has been a huge money saver for us, our cat recently had a UTI and was diagnosed with asthma. The process of uploading the bill was as easy as uploading a picture. The App makes it easy even for an old person like me. Spot contacted our Vet and got the background information they needed on our cat and quickly issued us the reimbursements. I recommend Spot for any pet owner who wants to have the confidence of being able to take your pet to the vet when needed without worries of not being able to pay the rent that month.

Insurer: Spot

By: Kyle on behalf of Boba

February 19, 2026

Endless Delays and Unacceptable Customer Service

I am extremely disappointed with my experience with Pets Best. The claims process has been beyond frustrating. Despite multiple vets sending records several times, they continue to claim they “still need documentation.” It feels like a delay tactic rather than an actual review process. Customer service has been unhelpful and repetitive, with no clear answers and no real resolution. Every time I call, I get a different response, and nothing actually moves forward. When you’re dealing with a sick pet and thousands of dollars in vet bills, the last thing you need is constant runaround and poor communication. I purchased insurance for peace of mind, but instead I’ve dealt with stress, delays, and lack of transparency. Based on my experience, I would not recommend this company.

Insurer: Pets Best

By: Kaci Lynn

Verified February 19, 2026

Great platform and very responsive

Great platform and very responsive. Claims are reviewed and paid in an expedited manner.

Insurer: Spot

By: Chama Pun

Verified February 19, 2026

Great customer service

Great customer service. I had a problem with a claim and it was resolved immediately. Fast claims processing.

Insurer: Spot

By: Melodie

Verified February 19, 2026

Super easy to file

I filed a claim and it was completed in 24 hours, they mail a check but if you needed it sooner you can put in your banking info. The filing process was super easy!

Insurer: Spot

By: Sandra McCoy

Verified February 19, 2026

Quick & Easy

The company makes it super easy to file my pets claim and the process time is very fast.

Insurer: Spot

By: Diana T.

Verified February 19, 2026

Very efficient in their entire process

Very efficient in their entire process. I was very surprised at their speed of processing my claim when my furry baby was diagnosed with diabetes and I had to had to settle a huge vet bill. The money was efficiently deposited in my account soon after I had provided SPOT with the bill.

Insurer: Spot

By: Rachna Singh

Verified February 19, 2026

Trupanion responded quickly to our…

Trupanion responded quickly to our claim and to the vet when they filed the claim.

Insurer: Trupanion

By: Jacqueline

Compare top pet insurance providers plans.