Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,710 total


Verified June 05, 2026

Amazing

My cat had an unexpected accident that required her to be on oxygen and under 24 hour care for several days. Trupanion approved my claim within minutes. I only had to pay my deductible and coinsurance. So thankful I invested in pet insurance with this company.

Insurer: Trupanion

By: Patty

June 05, 2026

Clear, Easy, Fast, and Fair

We did a lot of research and decided to use PetsBest ten years ago. Having this insurance has literally been a lifesaver for one of our dogs, allowing us to afford the treatment she needs. And the process has been clear, easy, fast, and fair.

Insurer: Pets Best

By: alan jacobson

June 05, 2026

Pet insurance helped save my dog Honeybee

My 6-year-old pitbull mix Honeybee suddenly collapsed one night and we rushed her to the ER. She had bleeding in her abdomen and fluid around her heart - three different ER vets thought she had aggressive cancer and suggested euthanasia. We were not prepared to make such a drastic decision, and because of her pet insurance we were able to take the second, more costly route: have the ER stabilize her so we could get her in to an internal medicine specialist. When we saw the specialist, he performed multiple tests and ultimately confirmed that she does not have cancer. He could not tell us what caused the sudden issue - it could be something as simple as "swallowing a honeybee" (ironic) - and had not seen anything like it in his 40 years of practice. But now, just a few days later, Honeybee is already back to her normal, energetic self. Because we had the cushion of pet insurance to help pay for the ER and specialist expenses, we were able to take the time needed to ultimately save a vital member of our family. Less than two weeks since the original episode, we have already received almost all the reimbursement related to these expenses. Thank you for ensuring we have more time with our sweet girl.

Insurer: Pets Best

By: Natalie

Useful
June 05, 2026

I just LOVE PetsBest!

PetsBest payed up over $20,000.00 for my Yorkie's radiation treatment and, to my surprise, they did not drop me but instead they renewed my insurance! I highly recommend them to every dog owner.

Insurer: Pets Best

Veterinarian: Veterinary Medical Center of Long Island

By: Antoinette

Useful
Verified June 05, 2026

Claims uploaded

Has been easy to upload claims once the account has been set up. Disappointed that EOB’s are only available for review for a short period of time then become unavailable.

Insurer: MetLife

By: WADE WALKENHORST

June 05, 2026

Filing A Claim Is Simple & Response Time Is Quick

So far, we have had a wonderful experience with Pets Best Insurance. The website is easy to use, and filing a claim is simple. The response time was quick, and reimbursement was reasonable.

Insurer: Pets Best

Veterinarian: Susquehanna Valley Veterinary Clinic

By: Carrie

Useful
Verified June 05, 2026

During Rex's illness

During Rex's illness, we received prompt and professional assistance with processing our claims. We are very grateful for the excellent service and support we received.

Insurer: MetLife

By: janet sixto

Verified June 05, 2026

Pumpkin is great- they pay claims with incredible speed!

Pumpkin is great- they pay claims in record time and the staff is extremely supportive. I had a policy that was priced reasonably, and the process for submitting claims is not complicated. I highly recommend Pumpkin!

Insurer: Pumpkin

By: Susan Rubenstein

Verified June 05, 2026

Relief during difficult time

Throughout my dog’s life, Healthy Paws has shown incredibly prompt processing of claims and reimbursement. They have clearly written policies and helpful customer service during the few occasions that I’ve needed additional answers. My dog is currently going through a serious medical issue and Healthy Paws has given me no added stress and their coverage provides peace of mind that I can afford this expensive treatment. edited to add: After reading several more recent reviews from other customers, I am concerned that my experience may not be the norm now that the company was purchased by Chubb. I have been a customer for over 9 years and it has been extremely positive overall, but I appreciate learning from other longterm customers about their experiences with outrageous premium increases and bad customer service communication. I am fortunate that those issues have not yet arisen for me.

Insurer: Healthy Paws

By: WLR

Verified June 05, 2026

I love the coverage and the price but…

I love the coverage and the price but the app is not user friendly. It should’ve been on BETA testing for longer. I was not been able to update my first pet’s policy to a family plan so I could add my second pet. I had to add the second one individually and now I’m going to proceed to link both accounts if possible. Thank you for your time

Insurer: MetLife

By: Angel Matos

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